Compare towns
Ware vs Ludlow vs Belchertown
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Ware has the most affordable homes ($290k median).
Ludlow has the shortest commute (20 min average).
Belchertown has grown the fastest since 2010 (+4.8%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Ware | Ludlow | Belchertown |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 10,048Lowest |
20,904Highest |
15,393 |
| Growth since 20102010 → 2020 census | +2% MA: +7.4% |
-0.5%Lowest MA: +7.4% |
+4.8%Highest MA: +7.4% |
| Median age | 43.1±4.7Lowest 8% above MA |
44.3±1.8Highest 11% above MA |
43.9±1.6 10% above MA |
| Ludlow and Belchertown are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 19.1%±3.5 MA: 19.4% |
16.4%±2.4Lowest MA: 19.4% |
19.5%±2.9Highest MA: 19.4% |
| Belchertown and Ware are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 20.6%±3.4Lowest MA: 17.9% |
21.8%±2.5Highest MA: 17.9% |
21%±2.4 MA: 17.9% |
| Ludlow and Belchertown are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 24%Lowest MA: 47.3% |
27% MA: 47.3% |
47.3%Highest MA: 47.3% |
| Enrolled in collegeshare of residents | 4.4%±2.2Lowest MA: 7.9% |
5.2%±1.7 MA: 7.9% |
6.7%±1.8Highest MA: 7.9% |
| Belchertown and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $67,475±$15kLowest 35% below MA |
$84,838±$7k 18% below MA |
$108,068±$15kHighest 4% above MA |
| Home valuemedian, owner-occupied | $289,700±$28kLowest 48% below MA |
$335,300±$10k 40% below MA |
$371,300±$12kHighest 34% below MA |
| Rentmedian gross, monthly | $1,043±$109Lowest 41% below MA |
$1,223±$82 31% below MA |
$1,292±$230Highest 27% below MA |
| Belchertown and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $4,237Lowest 29% below MA |
$4,918 18% below MA |
$5,810Highest 3% below MA |
| Renters paying 30%+of income on rent | 64.3%±16.2Highest MA: 51.8% |
50.7%±9.5Lowest MA: 51.8% |
57.4%±21.8 MA: 51.8% |
| Ware and Belchertown are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 11.8%Highest MA: 10% |
6.8%Lowest MA: 10% |
8.5% MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 72.3%Lowest MA: 62.5% |
77.5% MA: 62.5% |
87.1%Highest MA: 62.5% |
| Typical home builtmedian year | 1960Lowest 4 yrs older than MA |
1964 same as MA |
1984Highest 20 yrs newer than MA |
| Getting to work | |||
| Average commuteone way | 28 min about the MA average |
20 minLowest 31% below MA |
29 minHighest about the MA average |
| Work from home | 12.3%±3.8Lowest MA: 18.6% |
14%±3.4Highest MA: 18.6% |
14%±3.3Highest MA: 18.6% |
| Schools | |||
| Public school scoresrank in state, math + reading | #267 of 282 in MA | #154 of 282 in MA | #168 of 282 in MA |
| School district | Ware | Ludlow | Belchertown |
| High school in town | Ware Junior/Senior High School | Ludlow Senior High | Belchertown High |
| Students per teacherat that high school | 11.1Lowest |
11.1Lowest |
11.9Highest |
| On TownTapestry | |||
| Old photos in Our Story | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.