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St. Paul vs O'Fallon

Next-door neighbors. The biggest differences: size (27.1× in O'Fallon) and growth since 2010 (+49.2 pts in St. Paul).

S ×
St. Paul, MOHomes around $473KMissouri · 3,456 people
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O'Fallon, MOKnown for its schoolsMissouri · 93,801 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $550 more a month in St. Paul

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

St. Paul$2,890/mo
Typical home $473K (Zillow) · tax rate 1.05% · or rent about $975/mo · Housing →
O'Fallon$2,340/mo
Typical home $380K (Zillow) · tax rate 1.11% · or rent about $1,443/mo · Housing →

The difference: $550 a month, about $6,700 a year, between St. Paul and O'Fallon.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

St. Paul and O'Fallon share a border

And the people who already live in one and work in the other.

St. PaulO'FallonSt. PaulO'Fallon
St. Paul ↔ O'Fallon4.9 miles apart · They share a border
Who commutes between them
259 St. Paul residents work in O'Fallon (14.8% of its workers)
Work & commute in St. Paul →
Report cards

O'Fallon places higher on 9 of 19 MO lists

Our letter grades for safety, schools and health, then every Missouri ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
St. PaulO'Fallon
Snow a year14″14″
January low21°F21°F
July high88°F88°F
Growing season (days)199d199d
Hazard risk (U.S. pctl)92nd70th
Outdoors & history
St. PaulO'Fallon
Trails—16 mi
Conserved land—2.9%
Settled—1856
National Register places—3
Archive photos—11
Community
St. PaulO'Fallon
Library hours a week—63 hrs
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

St. PaulO'Fallon
People
Population 3,456Lowest 93,801Highest
Growth since 20102010 → 2020 census +64.3%Highest MO: +2.8% +15.1%Lowest MO: +2.8%
Median age 43.5±2.4Highest 12% above MO 38.4±0.7Lowest about the MO average
Kids under 18 17.7%±4Lowest MO: 22.3% 24.2%±1.1Highest MO: 22.3%
Age 65+ 12.1%±2.8Lowest MO: 17.9% 14.5%±0.9Highest MO: 17.9%
O'Fallon and St. Paul are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 42.7%Lowest MO: 32.4% 43.3%Highest MO: 32.4%
Enrolled in collegeshare of residents 7.8%±4.5Highest MO: 5.7% 4.9%±0.6Lowest MO: 5.7%
St. Paul and O'Fallon are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $159,022±$20kHighest 125% above MO $110,443±$6kLowest 56% above MO
Home valuemedian, owner-occupied $443,600±$16kHighest 93% above MO $326,200±$8kLowest 42% above MO
Rentmedian gross, monthly $975±$328Lowest 6% below MO $1,443±$47Highest 40% above MO
Property taxmedian, yearly $4,673Highest 140% above MO $3,609Lowest 85% above MO
Renters paying 30%+of income on rent 33.3%±100Lowest MO: 45.6% 42%±6.5Highest MO: 45.6%
O'Fallon and St. Paul are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 0.5%Lowest MO: 12.6% 5.4%Highest MO: 12.6%
Housing
Homeownersof occupied homes 98.7%Highest MO: 68.1% 81%Lowest MO: 68.1%
Typical home builtmedian year 2005Highest 27 yrs newer than MO 2000Lowest 22 yrs newer than MO
Getting to work
Average commuteone way 24 minLowest 3% above MO 26 minHighest 9% above MO
Work from home 13.6%±4.5Lowest MO: 13% 18.1%±1.7Highest MO: 13%
O'Fallon and St. Paul are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 1%Lowest 14.9%Highest
Typical commute distancemedian, straight-line 17.3 miHighest 14.8 miLowest
Jobs per working residentover 1.5 = a job hub 0.20Lowest 0.84Highest
Top workplaceoutside town O'Fallon (15%)St. Peters (7%)
Between these townsresidents who work in the others 15% work in O'FallonFew work in St. Paul
Outdoors
Conserved landshare of the town 0.3%Lowest 2.9%Highest
Trailsmapped miles 0.0 miLowest 16.4 miHighest
Trail densitymiles per sq mi 0.0 miLowest 0.5 miHighest
Parks & preservesnamed on the map 0Lowest 16Highest
Street connectivityintersections per sq mi, a walkability measure 21.4Lowest 114Highest
Schools
Public school scoresrank in state, math + reading —#26 of 226 in MO
School district —FORT ZUMWALT SCHOOL DISTRICT · FRANCIS HOWELL R-III
High school in town —Liberty High School
Students per teacherat that high school — 16.9
Missouri average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

St. Paul neighborsTown Square →

Your question goes to St. Paul’s Town Square.

O'Fallon neighborsTown Square →

Your question goes to O'Fallon’s Town Square.

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Towns like St. Paul

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Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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