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O'Fallon vs St. Paul

Next-door neighbors. The biggest differences: size (27.1× in O'Fallon) and growth since 2010 (+49.2 pts in St. Paul).

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O'Fallon, MOKnown for its schoolsMissouri · 93,801 people
S ×
St. Paul, MOHomes around $473KMissouri · 3,456 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $550 more a month in St. Paul

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

O'Fallon$2,340/mo
Typical home $380K (Zillow) · tax rate 1.11% · or rent about $1,443/mo · Housing →
St. Paul$2,890/mo
Typical home $473K (Zillow) · tax rate 1.05% · or rent about $975/mo · Housing →

The difference: $550 a month, about $6,700 a year, between St. Paul and O'Fallon.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

O'Fallon and St. Paul share a border

And the people who already live in one and work in the other.

O'FallonSt. PaulO'FallonSt. Paul
O'Fallon ↔ St. Paul4.9 miles apart · They share a border
Who commutes between them
259 St. Paul residents work in O'Fallon (14.8% of its workers)
Work & commute in St. Paul →
Report cards

O'Fallon places higher on 9 of 19 MO lists

Our letter grades for safety, schools and health, then every Missouri ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
O'FallonSt. Paul
Snow a year14″14″
January low21°F21°F
July high88°F88°F
Growing season (days)199d199d
Hazard risk (U.S. pctl)70th92nd
Outdoors & history
O'FallonSt. Paul
Trails16 mi—
Conserved land2.9%—
Settled1856—
National Register places3—
Archive photos11—
Community
O'FallonSt. Paul
Library hours a week63 hrs—
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

O'FallonSt. Paul
People
Population 93,801Highest 3,456Lowest
Growth since 20102010 → 2020 census +15.1%Lowest MO: +2.8% +64.3%Highest MO: +2.8%
Median age 38.4±0.7Lowest about the MO average 43.5±2.4Highest 12% above MO
Kids under 18 24.2%±1.1Highest MO: 22.3% 17.7%±4Lowest MO: 22.3%
Age 65+ 14.5%±0.9Highest MO: 17.9% 12.1%±2.8Lowest MO: 17.9%
O'Fallon and St. Paul are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 43.3%Highest MO: 32.4% 42.7%Lowest MO: 32.4%
Enrolled in collegeshare of residents 4.9%±0.6Lowest MO: 5.7% 7.8%±4.5Highest MO: 5.7%
St. Paul and O'Fallon are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $110,443±$6kLowest 56% above MO $159,022±$20kHighest 125% above MO
Home valuemedian, owner-occupied $326,200±$8kLowest 42% above MO $443,600±$16kHighest 93% above MO
Rentmedian gross, monthly $1,443±$47Highest 40% above MO $975±$328Lowest 6% below MO
Property taxmedian, yearly $3,609Lowest 85% above MO $4,673Highest 140% above MO
Renters paying 30%+of income on rent 42%±6.5Highest MO: 45.6% 33.3%±100Lowest MO: 45.6%
O'Fallon and St. Paul are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 5.4%Highest MO: 12.6% 0.5%Lowest MO: 12.6%
Housing
Homeownersof occupied homes 81%Lowest MO: 68.1% 98.7%Highest MO: 68.1%
Typical home builtmedian year 2000Lowest 22 yrs newer than MO 2005Highest 27 yrs newer than MO
Getting to work
Average commuteone way 26 minHighest 9% above MO 24 minLowest 3% above MO
Work from home 18.1%±1.7Highest MO: 13% 13.6%±4.5Lowest MO: 13%
O'Fallon and St. Paul are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 14.9%Highest 1%Lowest
Typical commute distancemedian, straight-line 14.8 miLowest 17.3 miHighest
Jobs per working residentover 1.5 = a job hub 0.84Highest 0.20Lowest
Top workplaceoutside town St. Peters (7%)O'Fallon (15%)
Between these townsresidents who work in the others Few work in St. Paul15% work in O'Fallon
Outdoors
Conserved landshare of the town 2.9%Highest 0.3%Lowest
Trailsmapped miles 16.4 miHighest 0.0 miLowest
Trail densitymiles per sq mi 0.5 miHighest 0.0 miLowest
Parks & preservesnamed on the map 16Highest 0Lowest
Street connectivityintersections per sq mi, a walkability measure 114Highest 21.4Lowest
Schools
Public school scoresrank in state, math + reading #26 of 226 in MO—
School district FORT ZUMWALT SCHOOL DISTRICT · FRANCIS HOWELL R-III—
High school in town Liberty High School—
Students per teacherat that high school 16.9 —
Missouri average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

O'Fallon neighborsTown Square →

Your question goes to O'Fallon’s Town Square.

St. Paul neighborsTown Square →

Your question goes to St. Paul’s Town Square.

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Bordering O'Fallon

Towns like O'Fallon

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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