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St. Cloud vs Haven Township

Next-door neighbors. The biggest differences: size (32.6× in St. Cloud) and street grid (12.7× in St. Cloud).

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St. Cloud, MNA college townMinnesota · 70,629 people
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Haven Township, MNOne of the healthiest townsSherburne County · 2,164 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $470 more a month in Haven Township

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

St. Cloud$1,570/mo
Typical home $258K (Zillow) · tax rate 1.03% · or rent about $1,003/mo · Housing →
Haven Township$2,050/mo
Typical home $347K (Census) · tax rate 0.79% · or rent about $1,938/mo · Housing →

The difference: $470 a month, about $5,700 a year, between Haven Township and St. Cloud.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Minnesota ranking list both towns are on. A grade is one measure; read the page behind it.

Where they are

St. Cloud and Haven Township share a border

And the people who already live in one and work in the other.

St. CloudHaven TownshipSt. CloudHaven Township
St. Cloud ↔ Haven Township4.7 miles apart · They share a border
Who commutes between them
325 Haven Township residents work in St. Cloud (28.5% of its workers)
Work & commute in Haven Township →
Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
St. CloudHaven Township
Snow a year48″48″
January low3°F3°F
July high82°F82°F
Growing season (days)144d144d
Hazard risk (U.S. pctl)52nd42nd
Outdoors & history
St. CloudHaven Township
Trails16 mi5 mi
Conserved land5.2%3.5%
Settled18561872
National Register places14—
Community
St. CloudHaven Township
Library hours a week57 hrs—
Colleges in town3—
Posts this month00
Neighbors joined10

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

St. CloudHaven Township
People
Population 70,629Highest 2,164Lowest
Growth since 20102010 → 2020 census +4.6%Lowest MN: +7.6% +31.4%Highest MN: +7.6%
Median age 30.6±0.7Lowest 21% below MN 47.3±6.4Highest 22% above MN
Kids under 18 21.9%±1.3Highest MN: 22.9% 21.5%±4.3Lowest MN: 22.9%
St. Cloud and Haven Township are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 13.3%±0.9Lowest MN: 17.3% 23.9%±4.4Highest MN: 17.3%
Bachelor’s degree+adults 25+ 30.4%Highest MN: 39.4% 28.9%Lowest MN: 39.4%
Enrolled in collegeshare of residents 13.6%±1.1Highest MN: 5.8% 1.8%±0.8Lowest MN: 5.8%
Cost of living
Household incomemedian $61,374±$4kLowest 31% below MN $104,167±$14kHighest 17% above MN
Home valuemedian, owner-occupied $225,000±$7kLowest 32% below MN $346,800±$37kHighest 5% above MN
Rentmedian gross, monthly $1,003±$44Lowest 22% below MN $1,938±$595Highest 51% above MN
Property taxmedian, yearly $2,320Lowest 31% below MN $2,752Highest 18% below MN
Renters paying 30%+of income on rent 47.5%±4.7Lowest MN: 48.1% 53.3%±100Highest MN: 48.1%
Haven Township and St. Cloud are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 20.2%Highest MN: 9.3% 3.8%Lowest MN: 9.3%
Housing
Homeownersof occupied homes 48.6%Lowest MN: 72.2% 95.2%Highest MN: 72.2%
Typical home builtmedian year 1981Highest 2 yrs newer than MN 1978Lowest 1 yr older than MN
Getting to work
Average commuteone way 20 minLowest 13% below MN 28 minHighest 24% above MN
Work from home 8.5%±1.2Lowest MN: 17.6% 12.5%±4.7Highest MN: 17.6%
Haven Township and St. Cloud are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 44%Highest 1.1%Lowest
Typical commute distancemedian, straight-line 4.3 miLowest 11.3 miHighest
Jobs per working residentover 1.5 = a job hub 1.56Highest 0.48Lowest
Top workplaceoutside town Waite Park (8%)St. Cloud (28%)
Between these townsresidents who work in the others Few work in Haven Township28% work in St. Cloud
Outdoors
Conserved landshare of the town 5.2%Highest 3.5%Lowest
Trailsmapped miles 16.4 miHighest 4.7 miLowest
Trail densitymiles per sq mi 0.4 miHighest 0.1 miLowest
Parks & preservesnamed on the map 47Highest 1Lowest
Street connectivityintersections per sq mi, a walkability measure 53.4Highest 4.2Lowest
Schools
Public school scoresrank in state, math + reading #214 of 230 in MN—
School district STRIDE Academy · MINNESOTA DEPARTMENT OF CORRECTIONS—
High school in town Technical Senior High—
Students per teacherat that high school 17.9 —
Minnesota average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

St. Cloud neighborsTown Square →
T Weaver · 1w

Life Along the Mississippi

1 neighbor in St. Cloud can answer.

Haven Township neighborsTown Square →

Your question goes to Haven Township’s Town Square.

Add a town

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Bordering St. Cloud

Towns like St. Cloud

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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