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Compare towns

Seven Points vs Tool

Next-door neighbors. The biggest differences: home values (2.3× in Tool) and property tax bill (2.5× in Tool).

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Seven Points, TXOne of the healthiest townsTexas · 1,167 people
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Tool, TXOne of the healthiest townsTexas · 2,367 people
Swap order
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

Seven PointsOne of the healthiest towns
Health73% of U.S. towns are healthieron CDC estimates SafetySafer than 36%of U.S. towns we grade All about Seven Points →
ToolOne of the healthiest towns
Health78% of U.S. towns are healthieron CDC estimates SafetySafer than 75%of U.S. towns we grade SchoolsBetter than 75%of TX districts All about Tool →
The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Home values2.3×
Homes cost more in Tool
Tool $213,300Seven Points $91,100
Property tax bill2.5×
Tax bills are bigger in Tool
Tool $1,952Seven Points $777
Jobs per worker4.5×
Seven Points is more of a job hub
Seven Points 1.12Tool 0.25
Average commute13 min
Seven Points has the shorter commute
Tool 47 minSeven Points 35 min
Seasonal homes+15.4 pts
Tool has more second homes
Tool 20.5%Seven Points 5.1%
Street grid+64%
Tool has the more walkable street grid
Tool 59.0Seven Points 36.0
★ What stands out · Monthly cost

A typical home costs $740 more a month in Tool

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Seven Points$540/mo
Typical home $91K (Census) · tax rate 0.85% · or rent about $1,079/mo · Housing →
Tool$1,280/mo
Typical home $213K (Census) · tax rate 0.92% · or rent about $1,386/mo · Housing →

The difference: $740 a month, about $8,900 a year, between Tool and Seven Points.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Texas ranking list both towns are on. A grade is one measure; read the page behind it.

Safety
C+Seven PointsSafer than 36% of U.S. towns A−ToolSafer than 75% of U.S. towns
Schools
–Seven PointsNot graded A−ToolBetter than 75% of districts in the state
Health
CSeven PointsHealthier than 27% of U.S. towns C−ToolHealthier than 22% of U.S. towns
Where they are

Seven Points and Tool share a border

And the people who already live in one and work in the other.

Seven PointsToolSeven PointsTool
Seven Points ↔ Tool3.4 miles apart · They share a border
Who commutes between them
11 Seven Points residents work in Tool (2.9% of its workers)
Work & commute in Seven Points →
Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
Seven PointsTool
Snow a year0″0″
January low35°F35°F
July high95°F95°F
Growing season (days)246d246d
Hazard risk (U.S. pctl)34th37th
Outdoors & history
Seven PointsTool
Trails0 mi—
Conserved land0.4%—
Community
Seven PointsTool
Library hours a week50 hrs—
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Seven PointsTool
People
Population 1,167Lowest 2,367Highest
Growth since 20102010 → 2020 census -5.8%Lowest TX: +15.9% -2.9%Highest TX: +15.9%
Median age 38.4±9.9Lowest 8% above TX 49.6±5.9Highest 39% above TX
Tool and Seven Points are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 26.9%±7.4Highest TX: 25% 16.7%±4.2Lowest TX: 25%
Seven Points and Tool are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 16.1%±2.9Lowest TX: 13.4% 22.9%±3Highest TX: 13.4%
Bachelor’s degree+adults 25+ 14.1%Lowest TX: 33.8% 26.8%Highest TX: 33.8%
Enrolled in collegeshare of residents 5.3%±3.4Highest TX: 6.2% 1.4%±1.2Lowest TX: 6.2%
Seven Points and Tool are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $39,934±$26kLowest 49% below TX $71,333±$17kHighest 9% below TX
Tool and Seven Points are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $91,100±$20kLowest 68% below TX $213,300±$57kHighest 25% below TX
Rentmedian gross, monthly $1,079±$481Lowest 23% below TX $1,386±$260Highest about the TX average
Tool and Seven Points are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $777Lowest 82% below TX $1,952Highest 54% below TX
Renters paying 30%+of income on rent 74.5%±83.9Highest TX: 51.7% 62.9%±66.6Lowest TX: 51.7%
Seven Points and Tool are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 26.6%Highest TX: 13.8% 17.3%Lowest TX: 13.8%
Housing
Homeownersof occupied homes 68.8%Lowest TX: 62.6% 81.1%Highest TX: 62.6%
Typical home builtmedian year 1986Highest 6 yrs older than TX 1983Lowest 9 yrs older than TX
Getting to work
Average commuteone way 35 minLowest 29% above TX 47 minHighest 77% above TX
Work from home 21.5%±15Highest TX: 14.4% 11.3%±11Lowest TX: 14.4%
Seven Points and Tool are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 3.4%Lowest 3.7%Highest
Typical commute distancemedian, straight-line 42.3 miHighest 40.3 miLowest
Jobs per working residentover 1.5 = a job hub 1.12Highest 0.25Lowest
Top workplaceoutside town Mabank (9%)Mabank (7%)
Between these townsresidents who work in the others 3% work in ToolFew work in Seven Points
Outdoors
Conserved landshare of the town 0.4%Highest 0%Lowest
Trailsmapped miles 0.3 miLowest 0.5 miHighest
Trail densitymiles per sq mi 0.1 mi 0.1 mi
Parks & preservesnamed on the map 1Highest 0Lowest
Street connectivityintersections per sq mi, a walkability measure 36.0Lowest 59.0Highest
Schools
School district —MALAKOFF ISD
High school in town —None in town
Texas average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Seven Points neighborsTown Square →

Your question goes to Seven Points’s Town Square.

Tool neighborsTown Square →

Your question goes to Tool’s Town Square.

Add a town

Set another town beside Seven Points and Tool

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Bordering Seven Points

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Gun Barrel City6,570 people · $237K homes

Towns like Seven Points

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Baird1,642 people · $77K homes
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Pineland817 people · $81K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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