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Compare towns

Potomac vs Frederick

32 miles apart. The biggest differences: home values (2.9× in Potomac) and household income (2.4× in Potomac).

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Potomac, MDHomes around $1.35MMaryland · 45,902 people
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Frederick, MDA colonial town, settled 1745Maryland · 83,395 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $5,170 more a month in Potomac

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Potomac$8,060/mo
Typical home $1.35M (Zillow) · tax rate 0.86%+ · or rent about $2,887/mo · Housing →
Frederick$2,890/mo
Typical home $460K (Zillow) · tax rate 1.25% · or rent about $1,764/mo · Housing →

The difference: $5,170 a month, about $62,000 a year, between Potomac and Frederick.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value; “+” means the Census top-codes that town’s bill at $10,000, so its real rate is higher.

Report cards

Potomac places higher on 15 of 21 MD lists

Our letter grades for safety, schools and health, then every Maryland ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
PotomacFrederick
Snow a year6″31″
January low26°F25°F
July high88°F84°F
Growing season (days)202d196d
Hazard risk (U.S. pctl)8th9th
Outdoors & history
PotomacFrederick
Conserved land20.2%7.3%
Settled—1745
National Register places317
Archive photos126
Famous people born here2157
Community
PotomacFrederick
Library hours a week61 hrs59 hrs
Colleges in town—2
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

32 miles apart

Straight-line miles between town centers.

Potomac ↔ Frederick32 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

PotomacFrederick
People
Population 45,902Lowest 83,395Highest
Growth since 20102010 → 2020 census +4.6%Lowest MD: +7% +19.8%Highest MD: +7%
Median age 47.4±1.1Highest 20% above MD 37.1±0.7Lowest 6% below MD
Kids under 18 23.3%±1.5Highest MD: 22.2% 21.9%±1.3Lowest MD: 22.2%
Potomac and Frederick are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 24.2%±1.2Highest MD: 16.7% 14.3%±0.9Lowest MD: 16.7%
Bachelor’s degree+adults 25+ 84.9%Highest MD: 43.4% 43.2%Lowest MD: 43.4%
Enrolled in collegeshare of residents 5.2%±1Lowest MD: 6.9% 6.7%±0.7Highest MD: 6.9%
Frederick and Potomac are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $236,675±$16kHighest 128% above MD $97,069±$5kLowest 6% below MD
Home valuemedian, owner-occupied $1,157,000±$21kHighest 176% above MD $401,500±$10kLowest 4% below MD
Rentmedian gross, monthly $2,887±$342Highest 69% above MD $1,764±$39Lowest 3% above MD
Property taxmedian, yearly $10,000+Highest at least 144% above MD $5,001Lowest 22% above MD
Renters paying 30%+of income on rent 46.1%±8.8Lowest MD: 51.5% 52.5%±4.4Highest MD: 51.5%
Frederick and Potomac are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 3.9%Lowest MD: 9.4% 9.2%Highest MD: 9.4%
Housing
Homeownersof occupied homes 84.8%Highest MD: 67.6% 58.8%Lowest MD: 67.6%
Typical home builtmedian year 1977Lowest 2 yrs older than MD 1991Highest 12 yrs newer than MD
Getting to work
Average commuteone way 30 minLowest 5% below MD 30 minHighest 4% below MD
Work from home 38.3%±3.3Highest MD: 19.3% 17.5%±1.6Lowest MD: 19.3%
Work in townworking residents 7.9%Lowest 23.9%Highest
Typical commute distancemedian, straight-line 10.3 miLowest 23.3 miHighest
Jobs per working residentover 1.5 = a job hub 1.54Highest 1.25Lowest
Top workplaceoutside town Washington (18%)Ballenger Creek (8%)
Between these townsresidents who work in the others Few work in FrederickFew work in Potomac
Outdoors
Conserved landshare of the town 20.2%Highest 7.3%Lowest
Trailsmapped miles 52.5 miHighest 21.5 miLowest
Trail densitymiles per sq mi 2.0 miHighest 0.9 miLowest
Parks & preservesnamed on the map 28Lowest 50Highest
Street connectivityintersections per sq mi, a walkability measure 52.0Lowest 90.7Highest
Schools
Public school scoresrank in state, math + reading #5 of 235 in MD#87 of 235 in MD
School district Montgomery County Public SchoolsFrederick County Public Schools
High school in town Winston Churchill HighGov. Thomas Johnson High
Students per teacherat that high school 18.3Highest 17.4Lowest
Maryland average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Potomac neighborsTown Square →

Your question goes to Potomac’s Town Square.

Frederick neighborsTown Square →

Your question goes to Frederick’s Town Square.

Add a town

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Bordering Potomac

Towns like Potomac

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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