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Compare towns

Frederick vs Potomac

32 miles apart. The biggest differences: home values (2.9× in Potomac) and household income (2.4× in Potomac).

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Frederick, MDA colonial town, settled 1745Maryland · 83,395 people
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Potomac, MDHomes around $1.35MMaryland · 45,902 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $5,170 more a month in Potomac

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Frederick$2,890/mo
Typical home $460K (Zillow) · tax rate 1.25% · or rent about $1,764/mo · Housing →
Potomac$8,060/mo
Typical home $1.35M (Zillow) · tax rate 0.86%+ · or rent about $2,887/mo · Housing →

The difference: $5,170 a month, about $62,000 a year, between Potomac and Frederick.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value; “+” means the Census top-codes that town’s bill at $10,000, so its real rate is higher.

Report cards

Potomac places higher on 15 of 21 MD lists

Our letter grades for safety, schools and health, then every Maryland ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
FrederickPotomac
Snow a year31″6″
January low25°F26°F
July high84°F88°F
Growing season (days)196d202d
Hazard risk (U.S. pctl)9th8th
Outdoors & history
FrederickPotomac
Conserved land7.3%20.2%
Settled1745—
National Register places173
Archive photos612
Famous people born here5721
Community
FrederickPotomac
Library hours a week59 hrs61 hrs
Colleges in town2—
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

32 miles apart

Straight-line miles between town centers.

Frederick ↔ Potomac32 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

FrederickPotomac
People
Population 83,395Highest 45,902Lowest
Growth since 20102010 → 2020 census +19.8%Highest MD: +7% +4.6%Lowest MD: +7%
Median age 37.1±0.7Lowest 6% below MD 47.4±1.1Highest 20% above MD
Kids under 18 21.9%±1.3Lowest MD: 22.2% 23.3%±1.5Highest MD: 22.2%
Potomac and Frederick are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 14.3%±0.9Lowest MD: 16.7% 24.2%±1.2Highest MD: 16.7%
Bachelor’s degree+adults 25+ 43.2%Lowest MD: 43.4% 84.9%Highest MD: 43.4%
Enrolled in collegeshare of residents 6.7%±0.7Highest MD: 6.9% 5.2%±1Lowest MD: 6.9%
Frederick and Potomac are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $97,069±$5kLowest 6% below MD $236,675±$16kHighest 128% above MD
Home valuemedian, owner-occupied $401,500±$10kLowest 4% below MD $1,157,000±$21kHighest 176% above MD
Rentmedian gross, monthly $1,764±$39Lowest 3% above MD $2,887±$342Highest 69% above MD
Property taxmedian, yearly $5,001Lowest 22% above MD $10,000+Highest at least 144% above MD
Renters paying 30%+of income on rent 52.5%±4.4Highest MD: 51.5% 46.1%±8.8Lowest MD: 51.5%
Frederick and Potomac are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 9.2%Highest MD: 9.4% 3.9%Lowest MD: 9.4%
Housing
Homeownersof occupied homes 58.8%Lowest MD: 67.6% 84.8%Highest MD: 67.6%
Typical home builtmedian year 1991Highest 12 yrs newer than MD 1977Lowest 2 yrs older than MD
Getting to work
Average commuteone way 30 minHighest 4% below MD 30 minLowest 5% below MD
Work from home 17.5%±1.6Lowest MD: 19.3% 38.3%±3.3Highest MD: 19.3%
Work in townworking residents 23.9%Highest 7.9%Lowest
Typical commute distancemedian, straight-line 23.3 miHighest 10.3 miLowest
Jobs per working residentover 1.5 = a job hub 1.25Lowest 1.54Highest
Top workplaceoutside town Ballenger Creek (8%)Washington (18%)
Between these townsresidents who work in the others Few work in PotomacFew work in Frederick
Outdoors
Conserved landshare of the town 7.3%Lowest 20.2%Highest
Trailsmapped miles 21.5 miLowest 52.5 miHighest
Trail densitymiles per sq mi 0.9 miLowest 2.0 miHighest
Parks & preservesnamed on the map 50Highest 28Lowest
Street connectivityintersections per sq mi, a walkability measure 90.7Highest 52.0Lowest
Schools
Public school scoresrank in state, math + reading #87 of 235 in MD#5 of 235 in MD
School district Frederick County Public SchoolsMontgomery County Public Schools
High school in town Gov. Thomas Johnson HighWinston Churchill High
Students per teacherat that high school 17.4Lowest 18.3Highest
Maryland average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Frederick neighborsTown Square →

Your question goes to Frederick’s Town Square.

Potomac neighborsTown Square →

Your question goes to Potomac’s Town Square.

Add a town

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Bordering Frederick

Towns like Frederick

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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