Compare towns
Naples vs Modesto
38 miles apart. The biggest differences: property tax bill (4.3× in Modesto) and jobs per worker (7.7× in Naples).
Where each one shines Two towns, two different strengths What each town does better than most of its state (not better than each other). Tap one to see the page behind it.
Modesto A small town of 145
Quiet strengths Modesto doesn’t stand out on the data we have Neighbors can tell you what the numbers miss.
All about Modesto →
The biggest differences Where they differ most The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.
★ What stands out · Monthly cost A typical home costs about the same each month A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.
Down payment3.5% 10% 20% Rate %
Naples $350 /mo
Typical home $63K (Census) · tax rate 0.31% · Housing →
Modesto $500 /mo
Typical home $81K (Census) · tax rate 1.05% · Housing →
The difference: $150 a month , about $1,800 a year , between Modesto and Naples.
Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.
Life in each What daily life feels like in each The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.
Outdoors & history
Naples Modesto
A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.
Where they are 38 miles apart Straight-line miles between town centers.
Naples ↔ Modesto 38 miles apart
Everything, side by side What matters to you? Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.
Raising kids Affordability Owning a home Short commute Working from home Younger crowd Settled, older crowd Growing town Outdoorsy Walkable streets
Naples Modesto
People
Population
108 Lowest
145 Highest
Median age
47.2 ±12 Lowest
21% above IL
48.9 ±24.1 Highest
25% above IL
Modesto and Naples are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
10.2% ±21.8 Lowest
IL: 21.8%
12.4% ±16.9 Highest
IL: 21.8%
Modesto and Naples are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
22.2% ±33.3 Lowest
IL: 17%
29.7% ±17.6 Highest
IL: 17%
Modesto and Naples are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
30.1% Highest
IL: 37.8%
24.2% Lowest
IL: 37.8%
Enrolled in collegeshare of residents
0% ±17 Lowest
IL: 6.3%
3.4% ±10.1 Highest
IL: 6.3%
Modesto and Naples are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$170,350 ±$112k Highest
104% above IL
$70,417 ±$6k Lowest
16% below IL
Naples and Modesto are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$63,400 ±$20k Lowest
76% below IL
$81,400 ±$32k Highest
69% below IL
Modesto and Naples are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$199 Lowest
96% below IL
$856 Highest
84% below IL
Renters paying 30%+of income on rent
— 33.3% ±100
IL: 47.9%
Below poverty line
4.6% Lowest
IL: 11.8%
18.6% Highest
IL: 11.8%
Housing
Homeownersof occupied homes
95.7% Highest
IL: 67.1%
93.2% Lowest
IL: 67.1%
Typical home builtmedian year
1975 Highest
4 yrs newer than IL
1966 Lowest
5 yrs older than IL
Getting to work
Average commuteone way
27 min Lowest
3% below IL
28 min Highest
about the IL average
Work from home
0% ±22 Lowest
IL: 15.9%
3.3% ±6.4 Highest
IL: 15.9%
Modesto and Naples are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents
0% Lowest
1.4% Highest
Typical commute distancemedian, straight-line
18.8 mi Lowest
24.3 mi Highest
Jobs per working residentover 1.5 = a job hub
1.00 Highest
0.13 Lowest
Top workplaceoutside town
Jacksonville (23%) South Palmyra Township (14%)
Between these townsresidents who work in the others
Few work in Modesto Few work in Naples
Outdoors
Conserved landshare of the town
0% Lowest
0.6% Highest
Trailsmapped miles
0.2 mi Highest
0.0 mi Lowest
Trail densitymiles per sq mi
0.3 mi Highest
0.0 mi Lowest
Parks & preservesnamed on the map
0 Lowest
1 Highest
Street connectivityintersections per sq mi, a walkability measure
34.9 Lowest
43.1 Highest
Illinois average“±” Census margin of error ACS 2020–2024
Deciding? Ask the people who live there The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.
Naples or Modesto: which would you pick? →
What’s it really like to live in Naples? →
Moving to Naples: what should I know? →
Your question goes to Naples’s Town Square.
Modesto or Naples: which would you pick? →
What’s it really like to live in Modesto? →
Moving to Modesto: what should I know? →
Your question goes to Modesto’s Town Square.
Add a town Set another town beside Naples and Modesto One tap adds it. Up to 4 towns at once.
Towns like Naples Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.
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