Compare towns
Modesto vs Naples 38 miles apart. The biggest differences: property tax bill (4.3× in Modesto) and jobs per worker (7.7× in Naples).
Where each one shines Two towns, two different strengths What each town does better than most of its state (not better than each other). Tap one to see the page behind it.
Modesto A small town of 145
Quiet strengths Modesto doesn’t stand out on the data we have Neighbors can tell you what the numbers miss.
All about Modesto →
The biggest differences Where they differ most The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.
★ What stands out · Monthly cost A typical home costs about the same each month A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.
Down payment3.5% 10% 20% Rate
Modesto $500 /mo
Typical home $81K (Census) · tax rate 1.05% · Housing →
Naples $350 /mo
Typical home $63K (Census) · tax rate 0.31% · Housing →
The difference: $150 a month , about $1,800 a year , between Modesto and Naples.
Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.
Life in each What daily life feels like in each The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.
Outdoors & history
A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.
Where they are 38 miles apart Straight-line miles between town centers.
Modesto ↔ Naples 38 miles apart
Everything, side by side What matters to you? Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.
Raising kids Affordability Owning a home Short commute Working from home Younger crowd Settled, older crowd Growing town Outdoorsy Walkable streets
Population
145 Highest 108 Lowest
Median age
48.9 ±24.1 Highest 25% above IL 47.2 ±12 Lowest 21% above IL
Kids under 18
12.4% ±16.9 Highest IL: 21.8% 10.2% ±21.8 Lowest IL: 21.8%
Age 65+
29.7% ±17.6 Highest IL: 17% 22.2% ±33.3 Lowest IL: 17%
Bachelor’s degree+adults 25+
24.2% Lowest IL: 37.8% 30.1% Highest IL: 37.8%
Enrolled in collegeshare of residents
3.4% ±10.1 Highest IL: 6.3% 0% ±17 Lowest IL: 6.3%
Household incomemedian
$70,417 ±$6k Lowest 16% below IL $170,350 ±$112k Highest 104% above IL
Home valuemedian, owner-occupied
$81,400 ±$32k Highest 69% below IL $63,400 ±$20k Lowest 76% below IL
Property taxmedian, yearly
$856 Highest 84% below IL $199 Lowest 96% below IL
Renters paying 30%+of income on rent
33.3% ±100 IL: 47.9% —
Below poverty line
18.6% Highest IL: 11.8% 4.6% Lowest IL: 11.8%
Homeownersof occupied homes
93.2% Lowest IL: 67.1% 95.7% Highest IL: 67.1%
Typical home builtmedian year
1966 Lowest 5 yrs older than IL 1975 Highest 4 yrs newer than IL
Average commuteone way
28 min Highest about the IL average 27 min Lowest 3% below IL
Work from home
3.3% ±6.4 Highest IL: 15.9% 0% ±22 Lowest IL: 15.9%
Work in townworking residents
1.4% Highest 0% Lowest
Typical commute distancemedian, straight-line
24.3 mi Highest 18.8 mi Lowest
Jobs per working residentover 1.5 = a job hub
0.13 Lowest 1.00 Highest
Top workplaceoutside town
South Palmyra Township (14%) Jacksonville (23%)
Between these townsresidents who work in the others
Few work in Naples Few work in Modesto
Conserved landshare of the town
0.6% Highest 0% Lowest
Trailsmapped miles
0.0 mi Lowest 0.2 mi Highest
Trail densitymiles per sq mi
0.0 mi Lowest 0.3 mi Highest
Parks & preservesnamed on the map
1 Highest 0 Lowest
Street connectivityintersections per sq mi, a walkability measure
43.1 Highest 34.9 Lowest
“±” Census margin of error ACS 2020–2024
Deciding? Ask the people who live there The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.
Modesto or Naples: which would you pick? → What’s it really like to live in Modesto? → Moving to Modesto: what should I know? →
Your question goes to Modesto’s Town Square.
Naples or Modesto: which would you pick? → What’s it really like to live in Naples? → Moving to Naples: what should I know? →
Your question goes to Naples’s Town Square.
Add a town Set another town beside Modesto and Naples One tap adds it. Up to 4 towns at once.
Towns like Modesto Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.
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All about Naples →
