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Monticello Township vs Silver Creek Township

Next-door neighbors in Wright County. The biggest differences: work from home (+15.6 pts in Silver Creek Township) and home values (+22% in Silver Creek Township).

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Monticello Township, MNAn outdoors townWright County · 3,328 people
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Silver Creek Township, MNAn outdoors townWright County · 2,582 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $490 more a month in Silver Creek Township

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Monticello Township$2,180/mo
Typical home $371K (Census) · tax rate 0.76% · Housing →
Silver Creek Township$2,670/mo
Typical home $453K (Census) · tax rate 0.78% · or rent about $1,146/mo · Housing →

The difference: $490 a month, about $5,800 a year, between Silver Creek Township and Monticello Township.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

Monticello Township and Silver Creek Township share a border

Straight-line miles between town centers.

Monticello TownshipSilver Creek TownshipMonticello TownshipSilver Creek Township
Monticello Township ↔ Silver Creek Township7.2 miles apart · They share a border · Same county
Report cards

Monticello Township places higher on 8 of 18 MN lists

Our letter grades for safety, schools and health, then every Minnesota ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
Monticello TownshipSilver Creek Township
Snow a year40″40″
January low3°F3°F
July high81°F81°F
Growing season (days)163d163d
Hazard risk (U.S. pctl)43rd63rd
Outdoors & history
Monticello TownshipSilver Creek Township
Conserved land4.6%9%
Settled1856—
National Register places1—
Community
Monticello TownshipSilver Creek Township
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Monticello TownshipSilver Creek Township
People
Population 3,328Highest 2,582Lowest
Growth since 20102010 → 2020 census +4%Lowest MN: +7.6% +9.6%Highest MN: +7.6%
Median age 41.3±4.7 6% above MN 41.3±4.5 6% above MN
Kids under 18 24.5%±4.3Lowest MN: 22.9% 27.3%±6.1Highest MN: 22.9%
Silver Creek Township and Monticello Township are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 19.7%±3.3 MN: 17.3% 19.7%±3.4 MN: 17.3%
Bachelor’s degree+adults 25+ 24.7%Lowest MN: 39.4% 30.5%Highest MN: 39.4%
Enrolled in collegeshare of residents 2.8%±1.5Highest MN: 5.8% 2.6%±1.5Lowest MN: 5.8%
Monticello Township and Silver Creek Township are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $123,200±$12kHighest 38% above MN $115,872±$10kLowest 30% above MN
Monticello Township and Silver Creek Township are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $370,800±$16kLowest 13% above MN $452,600±$29kHighest 37% above MN
Rentmedian gross, monthly — $1,146±$431 10% below MN
Property taxmedian, yearly $2,834Lowest 16% below MN $3,510Highest 5% above MN
Renters paying 30%+of income on rent — 35.3%±92.4 MN: 48.1%
Below poverty line 1%Lowest MN: 9.3% 5%Highest MN: 9.3%
Housing
Homeownersof occupied homes 99.6%Highest MN: 72.2% 97.8%Lowest MN: 72.2%
Typical home builtmedian year 1979Lowest same as MN 1981Highest 2 yrs newer than MN
Getting to work
Average commuteone way 30 minLowest 31% above MN 31 minHighest 36% above MN
Work from home 11.3%±3Lowest MN: 17.6% 26.9%±8.7Highest MN: 17.6%
Work in townworking residents 1.7%Lowest 3.1%Highest
Typical commute distancemedian, straight-line 23.8 miHighest 20.3 miLowest
Jobs per working residentover 1.5 = a job hub 0.31Highest 0.24Lowest
Top workplaceoutside town Monticello (15%)St. Cloud (11%)
Between these townsresidents who work in the others Few work in Silver Creek TownshipFew work in Monticello Township
Outdoors
Conserved landshare of the town 4.6%Lowest 9%Highest
Trailsmapped miles 23.5 miHighest 14.2 miLowest
Trail densitymiles per sq mi 0.6 miHighest 0.4 miLowest
Parks & preservesnamed on the map 2Lowest 4Highest
Street connectivityintersections per sq mi, a walkability measure 3.5Highest 3.0Lowest
Schools
School district Monticello Public School District—
High school in town None in town—
Minnesota average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Monticello Township neighborsTown Square →

Your question goes to Monticello Township’s Town Square.

Silver Creek Township neighborsTown Square →

Your question goes to Silver Creek Township’s Town Square.

Add a town

Set another town beside Monticello Township and Silver Creek Township

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Bordering Monticello Township

Towns like Monticello Township

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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