A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Modoc$1,350/mo

Typical home $224K (Zillow) · tax rate 0.95% · or rent about $746/mo · Housing →

New Point$1,120/mo

Typical home $192K (Zillow) · tax rate 0.70% · or rent about $1,219/mo · Housing →

The difference: $240 a month, about $2,900 a year, between Modoc and New Point.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

ModocNew Point

Snow a year21″13″

January low18°F 22°F

July high84°F 85°F

Growing season (days)173d 194d

Hazard risk (U.S. pctl)40th 54th

Outdoors & history

ModocNew Point

Settled1883 —

Archive photos3 2

Community

ModocNew Point

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

52 miles apart

Straight-line miles between town centers.

ModocIN New PointIN

Modoc ↔ New Point52 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Indiana average

ModocNew Point

People

Population 180Lowest 201Highest

Median age 40.5±5.1Highest 6% above IN 40.3±8.3Lowest 6% above IN

Modoc and New Point are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 17.8%±6.5Lowest IN: 23.3% 20.4%±7.5Highest IN: 23.3%

New Point and Modoc are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 10.6%±16.7Lowest IN: 16.8% 14.4%±10.7Highest IN: 16.8%

New Point and Modoc are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 13%Highest IN: 29.5% 10.1%Lowest IN: 29.5%

Enrolled in collegeshare of residents 8.9%±12.3Highest IN: 5.8% 2.5%±7.3Lowest IN: 5.8%

Modoc and New Point are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $64,167±$30kHighest 11% below IN $60,000±$12kLowest 17% below IN

Modoc and New Point are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $65,000±$11kLowest 70% below IN $122,500±$30kHighest 44% below IN

Rentmedian gross, monthly $746±$366Lowest 30% below IN $1,219±$149Highest 15% above IN

New Point and Modoc are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $620Lowest 62% below IN $863Highest 47% below IN

Renters paying 30%+of income on rent 40%±58.2Highest IN: 48.1% 20%±76.4Lowest IN: 48.1%

Modoc and New Point are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 10.6%Lowest IN: 12.3% 14.9%Highest IN: 12.3%

Housing

Homeownersof occupied homes 68.8%Lowest IN: 70.6% 69.5%Highest IN: 70.6%

Typical home builtmedian year 1938Lowest 38 yrs older than IN 1972Highest 4 yrs older than IN

Getting to work

Average commuteone way 28 minHighest 16% above IN 20 minLowest 18% below IN

Work from home 8.1%±13.3Highest IN: 10.7% 3.1%±5Lowest IN: 10.7%

Modoc and New Point are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0%Lowest 1.5%Highest

Typical commute distancemedian, straight-line 19.3 miHighest 12.3 miLowest

Jobs per working residentover 1.5 = a job hub 0.18Lowest 0.43Highest

Top workplaceoutside town Richmond (11%)Greensburg (36%)

Between these townsresidents who work in the others Few work in New PointFew work in Modoc

Outdoors

Conserved landshare of the town 0%Lowest 1.7%Highest

Trailsmapped miles 0.0 mi 0.0 mi

Trail densitymiles per sq mi 0.0 mi 0.0 mi

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 106Lowest 125Highest

Indiana average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Modoc neighborsTown Square →

Your question goes to Modoc’s Town Square.

New Point neighborsTown Square →

Your question goes to New Point’s Town Square.

Add a town

Set another town beside Modoc and New Point

One tap adds it. Up to 4 towns at once.

Towns like Modoc

+ Compare

Losantville238 people · $93K homes

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Salamonia218 people · $84K homes

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Wingate296 people · $76K homes

+ Compare

Poneto174 people · $95K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Modoc vs New Point

Two towns, two different strengths

Where they differ most

A typical home costs $240 more a month in Modoc

What daily life feels like in each

52 miles apart

What matters to you?

Ask the people who live there

Set another town beside Modoc and New Point

Towns like Modoc

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