A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Layhill$3,590/mo

Typical home $608K (Census) · tax rate 0.79% · or rent about $2,189/mo · Housing →

Cloverly$3,980/mo

Typical home $665K (Census) · tax rate 0.88% · or rent about $2,129/mo · Housing →

The difference: $390 a month, about $4,700 a year, between Cloverly and Layhill.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

Layhill and Cloverly share a border

Straight-line miles between town centers.

LayhillCloverly

Layhill ↔ Cloverly2.6 miles apart · They share a border

Report cards

Cloverly places higher on 12 of 19 MD lists

Our letter grades for safety, schools and health, then every Maryland ranking list both towns are on. A grade is one measure; read the page behind it.

Schools

B+LayhillBetter than 72% of districts in the state B+CloverlyBetter than 72% of districts in the state

Health

A−LayhillHealthier than 85% of U.S. towns ACloverlyHealthier than 92% of U.S. towns

5Layhill

12Cloverly

Lists won, of 19 where both are ranked. Ties go to nobody.

Fastest growingGrowth · 250 towns #82#205 Most walkableOutdoors · 261 towns #94#218 Best schoolsSchools · 235 towns #143#36 Fewest uninsuredHealth · 262 towns #172#68 Most remote workersWork · 256 towns #106#32 Most educatedPeople · 262 towns #101#44 Shortest commuteGetting around · 262 towns #237#187 Lowest property taxCost of living · 259 towns #182#222

Left end = #1 in Maryland. Showing the lists where the towns are furthest apart. All of Layhill’s rankings →

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

LayhillCloverly

Snow a year16″16″

January low25°F 25°F

July high87°F 87°F

Growing season (days)202d 202d

Hazard risk (U.S. pctl)24th 7th

Outdoors & history

LayhillCloverly

Trails0 mi 26 mi

Conserved land23.6%28.3%

Archive photos1 11

Famous people born here1 —

Community

LayhillCloverly

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Maryland average

LayhillCloverly

People

Population 5,497Lowest 16,646Highest

Growth since 20102010 → 2020 census +11.5%Highest MD: +7% +1.1%Lowest MD: +7%

Median age 39.3±6.8Lowest about the MD average 44.8±1.2Highest 14% above MD

Cloverly and Layhill are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 22.8%±4.7Highest MD: 22.2% 22.4%±2.8Lowest MD: 22.2%

Layhill and Cloverly are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 19%±1.8Lowest MD: 16.7% 20.4%±2.1Highest MD: 16.7%

Cloverly and Layhill are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 46.4%Lowest MD: 43.4% 59%Highest MD: 43.4%

Enrolled in collegeshare of residents 10.9%±3.9Highest MD: 6.9% 6.2%±1.7Lowest MD: 6.9%

Layhill and Cloverly are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $146,308±$23kLowest 41% above MD $152,083±$26kHighest 47% above MD

Cloverly and Layhill are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $608,000±$42kLowest 45% above MD $665,300±$18kHighest 58% above MD

Cloverly and Layhill are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $2,189±$491Highest 28% above MD $2,129±$549Lowest 25% above MD

Layhill and Cloverly are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $4,824Lowest 18% above MD $5,873Highest 43% above MD

Renters paying 30%+of income on rent 48.8%±28.3Lowest MD: 51.5% 56%±12.6Highest MD: 51.5%

Cloverly and Layhill are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 4.3%Lowest MD: 9.4% 7.2%Highest MD: 9.4%

Housing

Homeownersof occupied homes 84.8%Lowest MD: 67.6% 85.4%Highest MD: 67.6%

Typical home builtmedian year 1980Lowest 1 yr newer than MD 1983Highest 4 yrs newer than MD

Getting to work

Average commuteone way 39 minHighest 26% above MD 35 minLowest 12% above MD

Work from home 19.7%±4.9Lowest MD: 19.3% 28.2%±4.7Highest MD: 19.3%

Cloverly and Layhill are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 1.5%Lowest 1.8%Highest

Typical commute distancemedian, straight-line 10.3 miLowest 11.3 miHighest

Jobs per working residentover 1.5 = a job hub 0.39Highest 0.27Lowest

Top workplaceoutside town Washington (20%)Washington (16%)

Between these townsresidents who work in the others Few work in CloverlyFew work in Layhill

Outdoors

Conserved landshare of the town 23.6%Lowest 28.3%Highest

Trailsmapped miles 0.3 miLowest 26.0 miHighest

Trail densitymiles per sq mi 0.2 miLowest 2.6 miHighest

Parks & preservesnamed on the map 6Lowest 15Highest

Street connectivityintersections per sq mi, a walkability measure 78.1Highest 36.8Lowest

Schools

Public school scoresrank in state, math + reading #143 of 235 in MD #36 of 235 in MD

School district Montgomery County Public SchoolsMontgomery County Public Schools

High school in town None in townJames Hubert Blake High

Students per teacherat that high school — 17.1

Maryland average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Layhill neighborsTown Square →

Your question goes to Layhill’s Town Square.

Cloverly neighborsTown Square →

Your question goes to Cloverly’s Town Square.

Add a town

Set another town beside Layhill and Cloverly

One tap adds it. Up to 4 towns at once.

Bordering Layhill

+ Compare

Glenmont17,208 people · $571K homes

+ Compare

Aspen Hill53,279 people · $570K homes

+ Compare

Colesville14,519 people · $617K homes

Towns like Layhill

+ Compare

Chesapeake Beach6,456 people · $445K homes

+ Compare

Walkersville6,414 people · $488K homes

+ Compare

Manchester5,439 people · $376K homes

+ Compare

Middletown5,014 people · $555K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Layhill vs Cloverly

Two towns, two different strengths

Where they part ways

A typical home costs $390 more a month in Cloverly

Layhill and Cloverly share a border

Cloverly places higher on 12 of 19 MD lists

What daily life feels like in each

What matters to you?

Ask the people who live there

Set another town beside Layhill and Cloverly

Bordering Layhill

Towns like Layhill

Post to Layhill

Check your email