What stands out worked out from the figures below

Jay has the most affordable homes ($197k median).

Pendleton has grown the fastest since 2010 (+10%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Jay	Pendleton
People
Population	2,354Lowest	7,034Highest
Growth since 20102010 → 2020 census	-0.8%Lowest NY: +4.2%	+10%Highest NY: +4.2%
Median age	48.8±4.6Highest 23% above NY	46.7±4.1Lowest 17% above NY
	Jay and Pendleton are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	16%±4.1Lowest NY: 20.5%	21.6%±4.8Highest NY: 20.5%
	Pendleton and Jay are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	25.3%±4.8Highest NY: 17.9%	23%±4.3Lowest NY: 17.9%
	Jay and Pendleton are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	31.4%Lowest NY: 40.2%	34.9%Highest NY: 40.2%
Enrolled in collegeshare of residents	1.7%±1.7Lowest NY: 7%	4%±2.1Highest NY: 7%
	Pendleton and Jay are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$72,380±$19kLowest 16% below NY	$113,750±$27kHighest 32% above NY
	Pendleton and Jay are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$196,900±$22kLowest 54% below NY	$294,300±$39kHighest 31% below NY
Rentmedian gross, monthly	$1,272±$366Highest 22% below NY	$994±$119Lowest 39% below NY
	Jay and Pendleton are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$3,741Lowest 43% below NY	$6,623Highest about the NY average
Renters paying 30%+of income on rent	27.4%±21.1Highest NY: 52.1%	6.6%±17.3Lowest NY: 52.1%
	Jay and Pendleton are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	6.7%Lowest NY: 14%	9.4%Highest NY: 14%
Housing
Homeownersof occupied homes	88.4%Lowest NY: 54.3%	91.1%Highest NY: 54.3%
Typical home builtmedian year	1977Lowest 18 yrs newer than NY	1978Highest 19 yrs newer than NY
Getting to work
Average commuteone way	28 minHighest 13% below NY	23 minLowest 31% below NY
Work from home	8.8%±3.2Lowest NY: 14.9%	18.4%±6.6Highest NY: 14.9%
	Pendleton and Jay are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	—	#67 of 484 in NY
School district	AUSABLE VALLEY CENTRAL SCHOOL DISTRICT	STARPOINT CENTRAL SCHOOL DISTRICT
High school in town	None in town	STARPOINT HIGH SCHOOL
Students per teacherat that high school	—	14.5
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.