Compare towns
Jay vs Harmony vs Wilmington
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Jay has grown the fastest since 2010 (-0.8%).
Harmony has the most affordable homes ($128k median).
Wilmington has the most expensive homes ($323k median).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Jay | Harmony | Wilmington |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 2,354Highest |
2,344 |
1,251Lowest |
| Growth since 20102010 → 2020 census | -0.8%Highest NY: +4.2% |
-3.9% NY: +4.2% |
-9.1%Lowest NY: +4.2% |
| Median age | 48.8±4.6Highest 23% above NY |
41.8±7Lowest 5% above NY |
43.6±2.6 10% above NY |
| Jay and Wilmington are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 16%±4.1Lowest NY: 20.5% |
22.9%±3.7Highest NY: 20.5% |
18.5%±4.2 NY: 20.5% |
| Harmony and Wilmington are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 25.3%±4.8Highest NY: 17.9% |
17.7%±2.1Lowest NY: 17.9% |
18.7%±5 NY: 17.9% |
| Jay and Wilmington are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 31.4% NY: 40.2% |
17.1%Lowest NY: 40.2% |
35.4%Highest NY: 40.2% |
| Enrolled in collegeshare of residents | 1.7%±1.7 NY: 7% |
3%±1.6Highest NY: 7% |
1.4%±1.7Lowest NY: 7% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $72,380±$19k 16% below NY |
$58,600±$11kLowest 32% below NY |
$82,344±$25kHighest 4% below NY |
| Wilmington and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $196,900±$22k 54% below NY |
$128,300±$15kLowest 70% below NY |
$322,600±$30kHighest 24% below NY |
| Rentmedian gross, monthly | $1,272±$366Highest 22% below NY |
$788±$40Lowest 51% below NY |
$1,063±$275 34% below NY |
| Jay and Wilmington are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,741Highest 43% below NY |
$2,805Lowest 57% below NY |
$3,571 46% below NY |
| Renters paying 30%+of income on rent | 27.4%±21.1 NY: 52.1% |
43%±18.6Highest NY: 52.1% |
26.5%±27Lowest NY: 52.1% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 6.7% NY: 14% |
9.1%Highest NY: 14% |
4%Lowest NY: 14% |
| Housing | |||
| Homeownersof occupied homes | 88.4%Highest NY: 54.3% |
84.6% NY: 54.3% |
80%Lowest NY: 54.3% |
| Typical home builtmedian year | 1977 18 yrs newer than NY |
1975Lowest 16 yrs newer than NY |
1978Highest 19 yrs newer than NY |
| Getting to work | |||
| Average commuteone way | 28 min 13% below NY |
26 minLowest 21% below NY |
34 minHighest 5% above NY |
| Work from home | 8.8%±3.2 NY: 14.9% |
8.1%±4.4Lowest NY: 14.9% |
13.9%±5.3Highest NY: 14.9% |
| Wilmington and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| School district | AUSABLE VALLEY CENTRAL SCHOOL DISTRICT | PANAMA CENTRAL SCHOOL DISTRICT | — |
| High school in town | None in town | PANAMA HIGH SCHOOL | — |
| Students per teacherat that high school | — | 8.5 |
— |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.