Compare towns
Jay vs Harmony
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Jay has grown the fastest since 2010 (-0.8%).
Harmony has the most kids (22.9% under 18).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Jay | Harmony |
|---|---|---|
| Your priorities | ||
| People | ||
| Population | 2,354Highest |
2,344Lowest |
| Growth since 20102010 → 2020 census | -0.8%Highest NY: +4.2% |
-3.9%Lowest NY: +4.2% |
| Median age | 48.8±4.6Highest 23% above NY |
41.8±7Lowest 5% above NY |
| Jay and Harmony are within the Census margin of error here, so we can’t say which is really higher. | ||
| Kids under 18 | 16%±4.1Lowest NY: 20.5% |
22.9%±3.7Highest NY: 20.5% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | ||
| Age 65+ | 25.3%±4.8Highest NY: 17.9% |
17.7%±2.1Lowest NY: 17.9% |
| Bachelor’s degree+adults 25+ | 31.4%Highest NY: 40.2% |
17.1%Lowest NY: 40.2% |
| Enrolled in collegeshare of residents | 1.7%±1.7Lowest NY: 7% |
3%±1.6Highest NY: 7% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | ||
| Cost of living | ||
| Household incomemedian | $72,380±$19kHighest 16% below NY |
$58,600±$11kLowest 32% below NY |
| Jay and Harmony are within the Census margin of error here, so we can’t say which is really higher. | ||
| Home valuemedian, owner-occupied | $196,900±$22kHighest 54% below NY |
$128,300±$15kLowest 70% below NY |
| Rentmedian gross, monthly | $1,272±$366Highest 22% below NY |
$788±$40Lowest 51% below NY |
| Property taxmedian, yearly | $3,741Highest 43% below NY |
$2,805Lowest 57% below NY |
| Renters paying 30%+of income on rent | 27.4%±21.1Lowest NY: 52.1% |
43%±18.6Highest NY: 52.1% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | ||
| Below poverty line | 6.7%Lowest NY: 14% |
9.1%Highest NY: 14% |
| Housing | ||
| Homeownersof occupied homes | 88.4%Highest NY: 54.3% |
84.6%Lowest NY: 54.3% |
| Typical home builtmedian year | 1977Highest 18 yrs newer than NY |
1975Lowest 16 yrs newer than NY |
| Getting to work | ||
| Average commuteone way | 28 minHighest 13% below NY |
26 minLowest 21% below NY |
| Work from home | 8.8%±3.2Highest NY: 14.9% |
8.1%±4.4Lowest NY: 14.9% |
| Jay and Harmony are within the Census margin of error here, so we can’t say which is really higher. | ||
| Schools | ||
| School district | AUSABLE VALLEY CENTRAL SCHOOL DISTRICT | PANAMA CENTRAL SCHOOL DISTRICT |
| High school in town | None in town | PANAMA HIGH SCHOOL |
| Students per teacherat that high school | — | 8.5 |
| On TownTapestry | ||
| Old photos in History | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.

