A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Indian Point$1,600/mo

Typical home $290K (Zillow) · tax rate 0.34% · Housing →

Emerald Beach$1,110/mo

Typical home $196K (Census) · tax rate 0.51% · or rent about $625/mo · Housing →

The difference: $490 a month, about $5,900 a year, between Indian Point and Emerald Beach.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

Indian PointEmerald Beach

Snow a year7″7″

January low24°F 22°F

July high92°F 89°F

Growing season (days)205d 187d

Hazard risk (U.S. pctl)79th 85th

Outdoors & history

Indian PointEmerald Beach

Trails1 mi —

Conserved land47%—

Community

Indian PointEmerald Beach

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

19 miles apart

Straight-line miles between town centers.

Indian PointEmerald Beach

Indian Point ↔ Emerald Beach19 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Missouri average

Indian PointEmerald Beach

People

Population 387Highest 274Lowest

Growth since 20102010 → 2020 census +4.2% MO: +2.8% —

Median age 62.4±4Highest 60% above MO 56.6±11.7Lowest 45% above MO

Indian Point and Emerald Beach are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 6.2%±6.2Lowest MO: 22.3% 16.1%±11.3Highest MO: 22.3%

Emerald Beach and Indian Point are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 44.4%±4.5Highest MO: 17.9% 31.4%±15.7Lowest MO: 17.9%

Indian Point and Emerald Beach are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 29.8%Highest MO: 32.4% 22.4%Lowest MO: 32.4%

Enrolled in collegeshare of residents 2.1%±4.4Lowest MO: 5.7% 3.3%±5.8Highest MO: 5.7%

Emerald Beach and Indian Point are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $58,438±$24kHighest 17% below MO $45,781±$8kLowest 35% below MO

Indian Point and Emerald Beach are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $317,400±$75kHighest 38% above MO $195,600±$41kLowest 15% below MO

Rentmedian gross, monthly — $625±$87 39% below MO

Property taxmedian, yearly $1,086Highest 44% below MO $1,000Lowest 49% below MO

Renters paying 30%+of income on rent 33.3%±41Lowest MO: 45.6% 55.6%±100Highest MO: 45.6%

Emerald Beach and Indian Point are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 12.9%Lowest MO: 12.6% 14.3%Highest MO: 12.6%

Housing

Homeownersof occupied homes 78%Lowest MO: 68.1% 87.8%Highest MO: 68.1%

Typical home builtmedian year 1996Highest 18 yrs newer than MO 1989Lowest 11 yrs newer than MO

Getting to work

Average commuteone way 20 minLowest 15% below MO 31 minHighest 32% above MO

Work from home 10.2%±7.7Lowest MO: 13% 16.5%±17.3Highest MO: 13%

Emerald Beach and Indian Point are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 2.5%Highest 0%Lowest

Typical commute distancemedian, straight-line 13.3 miLowest 36.8 miHighest

Jobs per working residentover 1.5 = a job hub 1.37Highest 0.26Lowest

Top workplaceoutside town Branson (21%)Springfield (10%)

Between these townsresidents who work in the others Few work in Emerald BeachFew work in Indian Point

Outdoors

Conserved landshare of the town 47%Highest 16.2%Lowest

Trailsmapped miles 0.6 miHighest 0.0 miLowest

Trail densitymiles per sq mi 0.2 miHighest 0.0 miLowest

Parks & preservesnamed on the map 2Highest 0Lowest

Street connectivityintersections per sq mi, a walkability measure 31.9Lowest 101Highest

Missouri average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Indian Point neighborsTown Square →

Your question goes to Indian Point’s Town Square.

Emerald Beach neighborsTown Square →

Your question goes to Emerald Beach’s Town Square.

Add a town

Set another town beside Indian Point and Emerald Beach

One tap adds it. Up to 4 towns at once.

Towns like Indian Point

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Badger Township339 people · $219K homes

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Pierce Township335 people

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Walnut Township294 people · $191K homes

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Deepwater Township219 people · $277K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Indian Point vs Emerald Beach

Two towns, two different strengths

Where they part ways

A typical home costs $490 more a month in Indian Point

What daily life feels like in each

19 miles apart

What matters to you?

Ask the people who live there

Set another town beside Indian Point and Emerald Beach

Towns like Indian Point

Post to Indian Point

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