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Independence vs Georgetown

48 miles apart. The biggest differences: jobs per worker (3.8× in Georgetown) and street grid (2.4× in Georgetown).

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Independence, KYAn outdoors townKentucky · 29,392 people
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Georgetown, KYA colonial town, settled 1784Kentucky · 39,117 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Report cards

Independence places higher on 17 of 22 KY lists

Our letter grades for safety, schools and health, then every Kentucky ranking list both towns are on. A grade is one measure; read the page behind it.

Monthly cost

A typical home costs about the same each month

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Independence$1,980/mo
Typical home $328K (Zillow) · tax rate 0.96% · or rent about $1,250/mo · Housing →
Georgetown$1,990/mo
Typical home $342K (Zillow) · tax rate 0.69% · or rent about $1,255/mo · Housing →

Within $50 a month of each other.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
IndependenceGeorgetown
Snow a year23″15″
January low23°F25°F
July high86°F87°F
Growing season (days)188d196d
Hazard risk (U.S. pctl)23rd44th
Outdoors & history
IndependenceGeorgetown
Trails6 mi13 mi
Conserved land6.6%3.2%
Settled18421784
National Register places346
Archive photos—17
Famous people born here—27
Community
IndependenceGeorgetown
Library hours a week—70 hrs
Colleges in town—1
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

48 miles apart

Straight-line miles between town centers.

Independence ↔ Georgetown48 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

IndependenceGeorgetown
People
Population 29,392Lowest 39,117Highest
Growth since 20102010 → 2020 census +15.8%Lowest KY: +3.8% +27.5%Highest KY: +3.8%
Median age 33.7±1.5Highest 14% below KY 32.7±0.6Lowest 16% below KY
Independence and Georgetown are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 27.9%±2.3Highest KY: 22.6% 25.6%±1.3Lowest KY: 22.6%
Independence and Georgetown are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 10.7%±1.4Lowest KY: 17.3% 10.9%±0.9Highest KY: 17.3%
Georgetown and Independence are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 36.4%Highest KY: 27.6% 34.1%Lowest KY: 27.6%
Enrolled in collegeshare of residents 4.9%±1.1Lowest KY: 5.5% 7.2%±0.9Highest KY: 5.5%
Cost of living
Household incomemedian $102,361±$8kHighest 61% above KY $80,088±$3kLowest 26% above KY
Home valuemedian, owner-occupied $263,700±$11kLowest 28% above KY $265,400±$9kHighest 29% above KY
Georgetown and Independence are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly $1,250±$120Lowest 29% above KY $1,255±$58Highest 30% above KY
Georgetown and Independence are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $2,527Highest 64% above KY $1,839Lowest 19% above KY
Renters paying 30%+of income on rent 38.2%±10Lowest KY: 45.4% 40.9%±6.3Highest KY: 45.4%
Georgetown and Independence are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 8.8%Lowest KY: 16.1% 12.1%Highest KY: 16.1%
Housing
Homeownersof occupied homes 83.8%Highest KY: 68.3% 62.3%Lowest KY: 68.3%
Typical home builtmedian year 1999Lowest 17 yrs newer than KY 2001Highest 19 yrs newer than KY
Getting to work
Average commuteone way 27 minHighest 13% above KY 22 minLowest 10% below KY
Work from home 13.6%±2Highest KY: 10.2% 10.3%±1.4Lowest KY: 10.2%
Independence and Georgetown are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 4%Lowest 28.8%Highest
Typical commute distancemedian, straight-line 8.8 miLowest 12.3 miHighest
Jobs per working residentover 1.5 = a job hub 0.33Lowest 1.25Highest
Top workplaceoutside town Cincinnati (11%)Lexington (31%)
Between these townsresidents who work in the others Few work in GeorgetownFew work in Independence
Outdoors
Conserved landshare of the town 6.6%Highest 3.2%Lowest
Trailsmapped miles 5.8 miLowest 12.5 miHighest
Trail densitymiles per sq mi 0.3 miLowest 0.7 miHighest
Parks & preservesnamed on the map 8Lowest 13Highest
Street connectivityintersections per sq mi, a walkability measure 32.7Lowest 79.9Highest
Schools
Public school scoresrank in state, math + reading #26 of 126 in KY#56 of 126 in KY
School district Kenton CountyScott County
High school in town Simon Kenton High SchoolGreat Crossing High School
Students per teacherat that high school 23.7Highest 20.8Lowest
Kentucky average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Independence neighborsTown Square →

Your question goes to Independence’s Town Square.

Georgetown neighborsTown Square →

Your question goes to Georgetown’s Town Square.

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Bordering Independence

Towns like Independence

Not sure which town to add? Find your place ranks Kentucky towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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