Compare towns
Harvard vs Stow vs Ayer
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Harvard has the most people working from home (44.8%).
Stow has the most kids (22.3% under 18).
Ayer has grown the fastest since 2010 (+14.2%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Harvard | Stow | Ayer |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 6,927Lowest |
7,165 |
8,645Highest |
| Growth since 20102010 → 2020 census | +5.1%Lowest MA: +7.4% |
+8.9% MA: +7.4% |
+14.2%Highest MA: +7.4% |
| Median age | 44.1±4.7Highest 10% above MA |
44.1±4.4Highest 10% above MA |
39.2±2.8Lowest about the MA average |
| Kids under 18 | 21.1%±4.5 MA: 19.4% |
22.3%±4.1Highest MA: 19.4% |
20.3%±3.9Lowest MA: 19.4% |
| Stow and Harvard are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 16.3%±2.8 MA: 17.9% |
19.1%±3.5Highest MA: 17.9% |
14.5%±2.8Lowest MA: 17.9% |
| Stow and Harvard are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 62% MA: 47.3% |
75.1%Highest MA: 47.3% |
42.3%Lowest MA: 47.3% |
| Enrolled in collegeshare of residents | 3.8%±1.5 MA: 7.9% |
3.7%±1.4Lowest MA: 7.9% |
4.5%±1.5Highest MA: 7.9% |
| Ayer and Harvard are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $213,996±$24kHighest 106% above MA |
$185,809±$22k 79% above MA |
$101,875±$15kLowest about the MA average |
| Harvard and Stow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $833,600±$54kHighest 48% above MA |
$729,600±$39k 30% above MA |
$463,800±$29kLowest 17% below MA |
| Rentmedian gross, monthly | $1,321±$424Lowest 25% below MA |
$1,782±$126Highest about the MA average |
$1,415±$180 20% below MA |
| Property taxmedian, yearly | $10,000+Highest at least 67% above MA |
$10,000+Highest at least 67% above MA |
$5,057Lowest 16% below MA |
| Renters paying 30%+of income on rent | 72.5%±51.5Highest MA: 51.8% |
59.7%±44.2 MA: 51.8% |
45.1%±14.2Lowest MA: 51.8% |
| Harvard and Stow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 4.5%Lowest MA: 10% |
5.2% MA: 10% |
10.7%Highest MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 89.4%Highest MA: 62.5% |
85.4% MA: 62.5% |
69.2%Lowest MA: 62.5% |
| Typical home builtmedian year | 1975 11 yrs newer than MA |
1974Lowest 10 yrs newer than MA |
1977Highest 13 yrs newer than MA |
| Getting to work | |||
| Average commuteone way | 32 minLowest 9% above MA |
36 minHighest 23% above MA |
33 min 13% above MA |
| Work from home | 44.8%±6.1Highest MA: 18.6% |
36.6%±6.2 MA: 18.6% |
21.6%±5.9Lowest MA: 18.6% |
| Harvard and Stow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #12 of 282 in MA | #44 of 282 in MA | #113 of 282 in MA |
| School district | Harvard | Nashoba | Ayer Shirley School District |
| High school in town | The Bromfield High School | None in town | Ayer Shirley Regional High School |
| Students per teacherat that high school | 11.0Lowest |
— | 11.5Highest |
| On TownTapestry | |||
| Old photos in Our Story | 12 photos → | None yet | 12 photos → |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.


