Compare towns

Harvard vs Bernardston vs Ayer

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Harvard has the highest household income ($214k).
Bernardston has the shortest commute (20 min average).
Ayer has grown the fastest since 2010 (+14.2%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureHarvardBernardstonAyer
People
Population
6,927
2,164Lowest
8,645Highest
Growth since 20102010 → 2020 census
+5.1%
MA: +7.4%
-1.3%Lowest
MA: +7.4%
+14.2%Highest
MA: +7.4%
Median age
44.1±4.7
10% above MA
49±3.2Highest
23% above MA
39.2±2.8Lowest
about the MA average
Bernardston and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
21.1%±4.5Highest
MA: 19.4%
17.6%±3.2Lowest
MA: 19.4%
20.3%±3.9
MA: 19.4%
Harvard and Ayer are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
16.3%±2.8
MA: 17.9%
22.9%±2.5Highest
MA: 17.9%
14.5%±2.8Lowest
MA: 17.9%
Bachelor’s degree+adults 25+
62%Highest
MA: 47.3%
29.1%Lowest
MA: 47.3%
42.3%
MA: 47.3%
Enrolled in collegeshare of residents
3.8%±1.5
MA: 7.9%
3.5%±2.2Lowest
MA: 7.9%
4.5%±1.5Highest
MA: 7.9%
Ayer and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$213,996±$24kHighest
106% above MA
$81,940±$10kLowest
21% below MA
$101,875±$15k
about the MA average
Home valuemedian, owner-occupied
$833,600±$54kHighest
48% above MA
$332,000±$15kLowest
41% below MA
$463,800±$29k
17% below MA
Rentmedian gross, monthly
$1,321±$424
25% below MA
$1,283±$553Lowest
27% below MA
$1,415±$180Highest
20% below MA
Ayer and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$10,000+Highest
at least 67% above MA
$4,516Lowest
25% below MA
$5,057
16% below MA
Renters paying 30%+of income on rent
72.5%±51.5Highest
MA: 51.8%
41.2%±15.1Lowest
MA: 51.8%
45.1%±14.2
MA: 51.8%
Harvard and Ayer are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.5%Lowest
MA: 10%
5.2%
MA: 10%
10.7%Highest
MA: 10%
Housing
Homeownersof occupied homes
89.4%Highest
MA: 62.5%
77.9%
MA: 62.5%
69.2%Lowest
MA: 62.5%
Typical home builtmedian year
1975
11 yrs newer than MA
1972Lowest
8 yrs newer than MA
1977Highest
13 yrs newer than MA
Getting to work
Average commuteone way
32 min
9% above MA
20 minLowest
33% below MA
33 minHighest
13% above MA
Work from home
44.8%±6.1Highest
MA: 18.6%
12.7%±6.6Lowest
MA: 18.6%
21.6%±5.9
MA: 18.6%
Schools
Public school scoresrank in state, math + reading #12 of 282 in MA — #113 of 282 in MA
School district Harvard Pioneer Valley Ayer Shirley School District
High school in town The Bromfield High School None in town Ayer Shirley Regional High School
Students per teacherat that high school
11.0Lowest
—
11.5Highest
On TownTapestry
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.