Compare towns

Hamilton vs Spencer vs Stow

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Hamilton has the most kids (24% under 18).
Spencer has the most affordable homes ($382k median).
Stow has grown the fastest since 2010 (+8.9%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureHamiltonSpencerStow
People
Population
7,600
12,008Highest
7,165Lowest
Growth since 20102010 → 2020 census
-2.6%Lowest
MA: +7.4%
+2.6%
MA: +7.4%
+8.9%Highest
MA: +7.4%
Median age
43.5±2.1Lowest
9% above MA
48.9±6.8Highest
22% above MA
44.1±4.4
10% above MA
Spencer and Stow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
24%±3.5Highest
MA: 19.4%
16.4%±3.9Lowest
MA: 19.4%
22.3%±4.1
MA: 19.4%
Hamilton and Stow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
21.9%±3.8
MA: 17.9%
26%±4.4Highest
MA: 17.9%
19.1%±3.5Lowest
MA: 17.9%
Spencer and Hamilton are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
68.8%
MA: 47.3%
29.1%Lowest
MA: 47.3%
75.1%Highest
MA: 47.3%
Enrolled in collegeshare of residents
6.7%±1.6Highest
MA: 7.9%
5.2%±2.4
MA: 7.9%
3.7%±1.4Lowest
MA: 7.9%
Hamilton and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$129,833±$14k
25% above MA
$80,533±$11kLowest
23% below MA
$185,809±$22kHighest
79% above MA
Home valuemedian, owner-occupied
$720,000±$36k
28% above MA
$382,000±$22kLowest
32% below MA
$729,600±$39kHighest
30% above MA
Stow and Hamilton are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,794±$394Highest
about the MA average
$1,078±$161Lowest
39% below MA
$1,782±$126
about the MA average
Hamilton and Stow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$10,000+Highest
at least 67% above MA
$4,387Lowest
27% below MA
$10,000+Highest
at least 67% above MA
Renters paying 30%+of income on rent
65.8%±23.6Highest
MA: 51.8%
50.6%±10.3Lowest
MA: 51.8%
59.7%±44.2
MA: 51.8%
Hamilton and Stow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
7.8%
MA: 10%
11%Highest
MA: 10%
5.2%Lowest
MA: 10%
Housing
Homeownersof occupied homes
84.7%
MA: 62.5%
63%Lowest
MA: 62.5%
85.4%Highest
MA: 62.5%
Typical home builtmedian year
1958Lowest
6 yrs older than MA
1968
4 yrs newer than MA
1974Highest
10 yrs newer than MA
Getting to work
Average commuteone way
32 minLowest
11% above MA
34 min
18% above MA
36 minHighest
23% above MA
Work from home
26.3%±5.1
MA: 18.6%
15%±7.3Lowest
MA: 18.6%
36.6%±6.2Highest
MA: 18.6%
Stow and Hamilton are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #36 of 282 in MA #261 of 282 in MA #44 of 282 in MA
School district Hamilton-Wenham Spencer-E Brookfield Nashoba
High school in town Hamilton-Wenham Regional High David Prouty High None in town
Students per teacherat that high school
11.8Highest
9.9Lowest
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On TownTapestry
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.