What stands out worked out from the figures below

Spencer has the most affordable homes ($382k median).

Stow has grown the fastest since 2010 (+8.9%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Spencer	Stow
People
Population	12,008Highest	7,165Lowest
Growth since 20102010 → 2020 census	+2.6%Lowest MA: +7.4%	+8.9%Highest MA: +7.4%
Median age	48.9±6.8Highest 22% above MA	44.1±4.4Lowest 10% above MA
	Spencer and Stow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	16.4%±3.9Lowest MA: 19.4%	22.3%±4.1Highest MA: 19.4%
	Stow and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	26%±4.4Highest MA: 17.9%	19.1%±3.5Lowest MA: 17.9%
	Spencer and Stow are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	29.1%Lowest MA: 47.3%	75.1%Highest MA: 47.3%
Enrolled in collegeshare of residents	5.2%±2.4Highest MA: 7.9%	3.7%±1.4Lowest MA: 7.9%
	Spencer and Stow are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,533±$11kLowest 23% below MA	$185,809±$22kHighest 79% above MA
Home valuemedian, owner-occupied	$382,000±$22kLowest 32% below MA	$729,600±$39kHighest 30% above MA
Rentmedian gross, monthly	$1,078±$161Lowest 39% below MA	$1,782±$126Highest about the MA average
Property taxmedian, yearly	$4,387Lowest 27% below MA	$10,000+Highest at least 67% above MA
Renters paying 30%+of income on rent	50.6%±10.3Lowest MA: 51.8%	59.7%±44.2Highest MA: 51.8%
	Stow and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	11%Highest MA: 10%	5.2%Lowest MA: 10%
Housing
Homeownersof occupied homes	63%Lowest MA: 62.5%	85.4%Highest MA: 62.5%
Typical home builtmedian year	1968Lowest 4 yrs newer than MA	1974Highest 10 yrs newer than MA
Getting to work
Average commuteone way	34 minLowest 18% above MA	36 minHighest 23% above MA
Work from home	15%±7.3Lowest MA: 18.6%	36.6%±6.2Highest MA: 18.6%
Schools
Public school scoresrank in state, math + reading	#261 of 282 in MA	#44 of 282 in MA
School district	Spencer-E Brookfield	Nashoba
High school in town	David Prouty High	None in town
Students per teacherat that high school	9.9	—
On TownTapestry
Old photos in History	None yet	None yet

MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.