A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Cosby$2,180/mo

Typical home $365K (Zillow) · tax rate 0.88% · or rent about $778/mo · Housing →

Winston$1,520/mo

Typical home $247K (Zillow) · tax rate 1.11% · or rent about $721/mo · Housing →

The difference: $660 a month, about $8,000 a year, between Cosby and Winston.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

CosbyWinston

Snow a year21″19″

January low15°F —

July high87°F —

Growing season (days)180d —

Hazard risk (U.S. pctl)44th 57th

Outdoors & history

CosbyWinston

Settled1885 —

Archive photos3 —

Famous people born here2 —

Community

CosbyWinston

Posts this month0 0

Neighbors joined0 1

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

29 miles apart

Straight-line miles between town centers.

CosbyWinston

Cosby ↔ Winston29 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Missouri average

CosbyWinston

People

Population 130Lowest 192Highest

Median age 27.7±14.9Lowest 29% below MO 28.6±7.4Highest 27% below MO

Winston and Cosby are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 36.2%±17.2Highest MO: 22.3% 31.3%±5.3Lowest MO: 22.3%

Cosby and Winston are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 3.8%±26.5Lowest MO: 17.9% 9.4%±12.8Highest MO: 17.9%

Winston and Cosby are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 12.7%Highest MO: 32.4% 12.6%Lowest MO: 32.4%

Enrolled in collegeshare of residents 6.2%±12Highest MO: 5.7% 1.6%±6.6Lowest MO: 5.7%

Cosby and Winston are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $57,917±$43kHighest 18% below MO $54,375±$10kLowest 23% below MO

Cosby and Winston are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $106,300±$21kHighest 54% below MO $75,000±$25kLowest 67% below MO

Cosby and Winston are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $778±$500Highest 25% below MO $721±$46Lowest 30% below MO

Cosby and Winston are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $940Highest 52% below MO $836Lowest 57% below MO

Renters paying 30%+of income on rent 90.9%±100Highest MO: 45.6% 0%±100Lowest MO: 45.6%

Cosby and Winston are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 3.1%Lowest MO: 12.6% 7.6%Highest MO: 12.6%

Housing

Homeownersof occupied homes 76.1%Lowest MO: 68.1% 80%Highest MO: 68.1%

Typical home builtmedian year 1947Highest 31 yrs older than MO 1938Lowest 40 yrs older than MO

Getting to work

Average commuteone way 26 minLowest 11% above MO 33 minHighest 38% above MO

Work from home 30%±26.7Highest MO: 13% 21.9%±26.8Lowest MO: 13%

Cosby and Winston are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0%Lowest 1.3%Highest

Typical commute distancemedian, straight-line 10.8 miLowest 24.3 miHighest

Jobs per working residentover 1.5 = a job hub 0.46Lowest 0.83Highest

Top workplaceoutside town St. Joseph (67%)Gallatin (14%)

Between these townsresidents who work in the others Few work in WinstonFew work in Cosby

Outdoors

Conserved landshare of the town 0% 0%

Trailsmapped miles 0.0 miLowest 0.1 miHighest

Trail densitymiles per sq mi 0.0 miLowest 0.3 miHighest

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 138Highest 97.1Lowest

Missouri average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Cosby neighborsTown Square →

Your question goes to Cosby’s Town Square.

Winston neighborsTown Square →

1 neighbor in Winston can answer.

Add a town

Set another town beside Cosby and Winston

One tap adds it. Up to 4 towns at once.

Towns like Cosby

+ Compare

High Hill238 people · $124K homes

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Mokane257 people · $109K homes

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Curryville199 people · $91K homes

+ Compare

Phillipsburg164 people · $113K homes

Not sure which town to add? Find your place ranks Missouri towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Cosby vs Winston

Two towns, two different strengths

Where they differ most

A typical home costs $660 more a month in Cosby

What daily life feels like in each

29 miles apart

What matters to you?

Ask the people who live there

Set another town beside Cosby and Winston

Towns like Cosby

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