A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Coldstream$1,670/mo

Typical home $278K (Census) · tax rate 0.91% · or rent about $2,313/mo · Housing →

Midway$2,240/mo

Typical home $376K (Zillow) · tax rate 0.86% · or rent about $976/mo · Housing →

The difference: $570 a month, about $6,900 a year, between Midway and Coldstream.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Kentucky ranking list both towns are on. A grade is one measure; read the page behind it.

Health

B−ColdstreamHealthier than 50% of U.S. towns B+MidwayHealthier than 73% of U.S. towns

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

ColdstreamMidway

Snow a year15″15″

January low26°F 25°F

July high87°F 87°F

Growing season (days)209d 196d

Hazard risk (U.S. pctl)16th 57th

Outdoors & history

ColdstreamMidway

Settled—1835

National Register places—13

Community

ColdstreamMidway

Library hours a week—65 hrs

Colleges in town—1

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

47 miles apart

Straight-line miles between town centers.

ColdstreamKY MidwayKY

Coldstream ↔ Midway47 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Kentucky average

ColdstreamMidway

People

Population 1,331Lowest 1,776Highest

Growth since 20102010 → 2020 census +17.7%Highest KY: +3.8% +4.7%Lowest KY: +3.8%

Median age 37.3±4.7Lowest 5% below KY 39.7±7.5Highest about the KY average

Midway and Coldstream are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 23.2%±3.6Highest KY: 22.6% 11.4%±3.3Lowest KY: 22.6%

Age 65+ 14.5%±2.9Lowest KY: 17.3% 21.5%±3.9Highest KY: 17.3%

Bachelor’s degree+adults 25+ 46.3%Highest KY: 27.6% 40.9%Lowest KY: 27.6%

Enrolled in collegeshare of residents 4.1%±2Lowest KY: 5.5% 22.7%±4.2Highest KY: 5.5%

Cost of living

Household incomemedian $109,226±$10kHighest 71% above KY $61,650±$13kLowest 3% below KY

Home valuemedian, owner-occupied $277,700±$12kHighest 35% above KY $243,500±$46kLowest 18% above KY

Coldstream and Midway are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $2,313±$416Highest 139% above KY $976±$60Lowest about the KY average

Property taxmedian, yearly $2,539Highest 64% above KY $2,101Lowest 36% above KY

Renters paying 30%+of income on rent 41.9%±31.6Lowest KY: 45.4% 67.3%±74.1Highest KY: 45.4%

Midway and Coldstream are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 2.8%Lowest KY: 16.1% 8.2%Highest KY: 16.1%

Housing

Homeownersof occupied homes 82%Highest KY: 68.3% 75.5%Lowest KY: 68.3%

Typical home builtmedian year 1991Highest 9 yrs newer than KY 1957Lowest 25 yrs older than KY

Getting to work

Average commuteone way 25 minHighest 6% above KY 22 minLowest 10% below KY

Work from home 14.8%±4.5Lowest KY: 10.2% 16.2%±6.2Highest KY: 10.2%

Midway and Coldstream are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0.3%Lowest 9.7%Highest

Typical commute distancemedian, straight-line 11.8 miLowest 12.3 miHighest

Jobs per working residentover 1.5 = a job hub 0.09Lowest 1.74Highest

Top workplaceoutside town Louisville (30%)Lexington (29%)

Between these townsresidents who work in the others Few work in MidwayFew work in Coldstream

Outdoors

Conserved landshare of the town 0% 0%

Trailsmapped miles 0.0 mi 0.0 mi

Trail densitymiles per sq mi 0.0 mi 0.0 mi

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 109Highest 72.1Lowest

Kentucky average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Coldstream neighborsTown Square →

Your question goes to Coldstream’s Town Square.

Midway neighborsTown Square →

Your question goes to Midway’s Town Square.

Add a town

Set another town beside Coldstream and Midway

One tap adds it. Up to 4 towns at once.

Bordering Coldstream

+ Compare

Worthington Hills1,957 people · $224K homes

Towns like Coldstream

+ Compare

Goshen989 people · $307K homes

+ Compare

Langdon Place917 people · $330K homes

+ Compare

Rolling Hills982 people · $275K homes

+ Compare

Orchard Grass Hills1,912 people · $302K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Coldstream vs Midway

Two towns, two different strengths

Where they part ways

A typical home costs $570 more a month in Midway

Grades and rankings, side by side

What daily life feels like in each

47 miles apart

What matters to you?

Ask the people who live there

Set another town beside Coldstream and Midway

Bordering Coldstream

Towns like Coldstream

Post to Coldstream

Check your email