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Cloverly vs Annapolis

28 miles apart. The biggest differences: trails (6× in Cloverly) and jobs per worker (5.8× in Annapolis).

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Cloverly, MDAn outdoors townMaryland · 16,646 people
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Annapolis, MDA colonial town, settled 1649Maryland · 40,720 people
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Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

CloverlyAn outdoors town
Outdoors#10 most conserved land in MD26 miles of trails across 15 parks and preserves Schools#36 for schools in MDof 235 towns HealthHealthier than 92%of U.S. towns on CDC estimates All about Cloverly →
AnnapolisA colonial town, settled 1649
HistorySettled in 164924 places on the National Register Outdoors#26 most walkable in MD4.3 miles of trails across 6 parks and preserves Famous people56 notable peopleborn in Annapolis All about Annapolis →
The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Trails6×
Cloverly has more miles of trail
Cloverly 26.0 miAnnapolis 4.3 mi
Jobs per worker5.8×
Annapolis is more of a job hub
Annapolis 1.56Cloverly 0.27
Street grid3.6×
Annapolis has the more walkable street grid
Annapolis 131Cloverly 36.8
Conserved land+24.4 pts
Cloverly has more conserved land
Cloverly 28.3%Annapolis 3.9%
Homeowners+23.4 pts renters
Annapolis has more renters
Cloverly 85.4%Annapolis 62%
Household income+34%
Households in Cloverly earn more
Cloverly $152,083Annapolis $113,860
★ What stands out · Report cards

Cloverly places higher on 13 of 20 MD lists

Our letter grades for safety, schools and health, then every Maryland ranking list both towns are on. A grade is one measure; read the page behind it.

Safety
–CloverlyNot graded DAnnapolisSafer than 11% of U.S. towns
Schools
B+CloverlyBetter than 72% of districts in the state BAnnapolisBetter than 56% of districts in the state
Health
ACloverlyHealthier than 92% of U.S. towns A−AnnapolisHealthier than 83% of U.S. towns
13Cloverly
6Annapolis

Lists won, of 20 where both are ranked. Ties go to nobody.

Most conserved landOutdoors · 260 towns #10#204 Most walkableOutdoors · 261 towns #218#26 Best schoolsSchools · 235 towns #36#189 Most trailsOutdoors · 190 towns #12#124 Shortest commuteGetting around · 262 towns #187#92 Lowest obesityHealth · 262 towns #16#108 Fewest smokersHealth · 262 towns #13#98 Fewest uninsuredHealth · 262 towns #68#149

Left end = #1 in Maryland. Showing the lists where the towns are furthest apart. All of Cloverly’s rankings →

Monthly cost

A typical home costs $180 more a month in Cloverly

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Cloverly$3,980/mo
Typical home $665K (Census) · tax rate 0.88% · or rent about $2,129/mo · Housing →
Annapolis$3,800/mo
Typical home $625K (Zillow) · tax rate 1.01% · or rent about $1,860/mo · Housing →

The difference: $180 a month, about $2,100 a year, between Cloverly and Annapolis.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
CloverlyAnnapolis
Snow a year16″19″
January low25°F25°F
July high87°F89°F
Growing season (days)202d204d
Hazard risk (U.S. pctl)7th1st
Outdoors & history
CloverlyAnnapolis
Trails26 mi4 mi
Conserved land28.3%3.9%
Settled—1649
National Register places—24
Archive photos1112
Famous people born here—56
Community
CloverlyAnnapolis
Library hours a week—57 hrs
Colleges in town—2
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

28 miles apart

Straight-line miles between town centers.

CloverlyAnnapolisCloverlyAnnapolis
Cloverly ↔ Annapolis28 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

CloverlyAnnapolis
People
Population 16,646Lowest 40,720Highest
Growth since 20102010 → 2020 census +1.1%Lowest MD: +7% +6.3%Highest MD: +7%
Median age 44.8±1.2Highest 14% above MD 43±2Lowest 9% above MD
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 22.4%±2.8Highest MD: 22.2% 20.3%±2.2Lowest MD: 22.2%
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 20.4%±2.1 MD: 16.7% 20.4%±1.8 MD: 16.7%
Bachelor’s degree+adults 25+ 59%Highest MD: 43.4% 53.8%Lowest MD: 43.4%
Enrolled in collegeshare of residents 6.2%±1.7Highest MD: 6.9% 5%±0.8Lowest MD: 6.9%
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $152,083±$26kHighest 47% above MD $113,860±$6kLowest 10% above MD
Home valuemedian, owner-occupied $665,300±$18kHighest 58% above MD $548,900±$33kLowest 31% above MD
Rentmedian gross, monthly $2,129±$549Highest 25% above MD $1,860±$109Lowest 9% above MD
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $5,873Highest 43% above MD $5,523Lowest 35% above MD
Renters paying 30%+of income on rent 56%±12.6Highest MD: 51.5% 48.9%±6.2Lowest MD: 51.5%
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 7.2%Lowest MD: 9.4% 7.8%Highest MD: 9.4%
Housing
Homeownersof occupied homes 85.4%Highest MD: 67.6% 62%Lowest MD: 67.6%
Typical home builtmedian year 1983Highest 4 yrs newer than MD 1975Lowest 4 yrs older than MD
Getting to work
Average commuteone way 35 minHighest 12% above MD 30 minLowest 5% below MD
Work from home 28.2%±4.7Highest MD: 19.3% 21%±2.4Lowest MD: 19.3%
Work in townworking residents 1.8%Lowest 18.8%Highest
Typical commute distancemedian, straight-line 11.3 miLowest 17.3 miHighest
Jobs per working residentover 1.5 = a job hub 0.27Lowest 1.56Highest
Top workplaceoutside town Washington (16%)Parole (12%)
Between these townsresidents who work in the others Few work in AnnapolisFew work in Cloverly
Outdoors
Conserved landshare of the town 28.3%Highest 3.9%Lowest
Trailsmapped miles 26.0 miHighest 4.3 miLowest
Trail densitymiles per sq mi 2.6 miHighest 0.5 miLowest
Parks & preservesnamed on the map 15Highest 6Lowest
Street connectivityintersections per sq mi, a walkability measure 36.8Lowest 131Highest
Schools
Public school scoresrank in state, math + reading #36 of 235 in MD#189 of 235 in MD
School district Montgomery County Public SchoolsAnne Arundel County Public Schools
High school in town James Hubert Blake HighPhoenix Academy
Students per teacherat that high school 17.1Highest 1.7Lowest
Maryland average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Cloverly neighborsTown Square →

Your question goes to Cloverly’s Town Square.

Annapolis neighborsTown Square →

Your question goes to Annapolis’s Town Square.

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Bordering Cloverly

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Colesville14,519 people · $617K homes
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Fairland26,231 people · $477K homes
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Burtonsville10,203 people · $489K homes

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Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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