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Annapolis vs Cloverly

28 miles apart. The biggest differences: trails (6× in Cloverly) and jobs per worker (5.8× in Annapolis).

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Annapolis, MDA colonial town, settled 1649Maryland · 40,720 people
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Cloverly, MDAn outdoors townMaryland · 16,646 people
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Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

AnnapolisA colonial town, settled 1649
HistorySettled in 164924 places on the National Register Outdoors#26 most walkable in MD4.3 miles of trails across 6 parks and preserves Famous people56 notable peopleborn in Annapolis All about Annapolis →
CloverlyAn outdoors town
Outdoors#10 most conserved land in MD26 miles of trails across 15 parks and preserves Schools#36 for schools in MDof 235 towns HealthHealthier than 92%of U.S. towns on CDC estimates All about Cloverly →
The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Trails6×
Cloverly has more miles of trail
Cloverly 26.0 miAnnapolis 4.3 mi
Jobs per worker5.8×
Annapolis is more of a job hub
Annapolis 1.56Cloverly 0.27
Street grid3.6×
Annapolis has the more walkable street grid
Annapolis 131Cloverly 36.8
Conserved land+24.4 pts
Cloverly has more conserved land
Cloverly 28.3%Annapolis 3.9%
Homeowners+23.4 pts renters
Annapolis has more renters
Cloverly 85.4%Annapolis 62%
Household income+34%
Households in Cloverly earn more
Cloverly $152,083Annapolis $113,860
★ What stands out · Report cards

Cloverly places higher on 13 of 20 MD lists

Our letter grades for safety, schools and health, then every Maryland ranking list both towns are on. A grade is one measure; read the page behind it.

Safety
DAnnapolisSafer than 11% of U.S. towns –CloverlyNot graded
Schools
BAnnapolisBetter than 56% of districts in the state B+CloverlyBetter than 72% of districts in the state
Health
A−AnnapolisHealthier than 83% of U.S. towns ACloverlyHealthier than 92% of U.S. towns
6Annapolis
13Cloverly

Lists won, of 20 where both are ranked. Ties go to nobody.

Most conserved landOutdoors · 260 towns #204#10 Most walkableOutdoors · 261 towns #26#218 Best schoolsSchools · 235 towns #189#36 Most trailsOutdoors · 190 towns #124#12 Shortest commuteGetting around · 262 towns #92#187 Lowest obesityHealth · 262 towns #108#16 Fewest smokersHealth · 262 towns #98#13 Fewest uninsuredHealth · 262 towns #149#68

Left end = #1 in Maryland. Showing the lists where the towns are furthest apart. All of Annapolis’s rankings →

Monthly cost

A typical home costs $180 more a month in Cloverly

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Annapolis$3,800/mo
Typical home $625K (Zillow) · tax rate 1.01% · or rent about $1,860/mo · Housing →
Cloverly$3,980/mo
Typical home $665K (Census) · tax rate 0.88% · or rent about $2,129/mo · Housing →

The difference: $180 a month, about $2,100 a year, between Cloverly and Annapolis.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
AnnapolisCloverly
Snow a year19″16″
January low25°F25°F
July high89°F87°F
Growing season (days)204d202d
Hazard risk (U.S. pctl)1st7th
Outdoors & history
AnnapolisCloverly
Trails4 mi26 mi
Conserved land3.9%28.3%
Settled1649—
National Register places24—
Archive photos1211
Famous people born here56—
Community
AnnapolisCloverly
Library hours a week57 hrs—
Colleges in town2—
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

28 miles apart

Straight-line miles between town centers.

AnnapolisCloverlyAnnapolisCloverly
Annapolis ↔ Cloverly28 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

AnnapolisCloverly
People
Population 40,720Highest 16,646Lowest
Growth since 20102010 → 2020 census +6.3%Highest MD: +7% +1.1%Lowest MD: +7%
Median age 43±2Lowest 9% above MD 44.8±1.2Highest 14% above MD
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 20.3%±2.2Lowest MD: 22.2% 22.4%±2.8Highest MD: 22.2%
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 20.4%±1.8 MD: 16.7% 20.4%±2.1 MD: 16.7%
Bachelor’s degree+adults 25+ 53.8%Lowest MD: 43.4% 59%Highest MD: 43.4%
Enrolled in collegeshare of residents 5%±0.8Lowest MD: 6.9% 6.2%±1.7Highest MD: 6.9%
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $113,860±$6kLowest 10% above MD $152,083±$26kHighest 47% above MD
Home valuemedian, owner-occupied $548,900±$33kLowest 31% above MD $665,300±$18kHighest 58% above MD
Rentmedian gross, monthly $1,860±$109Lowest 9% above MD $2,129±$549Highest 25% above MD
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $5,523Lowest 35% above MD $5,873Highest 43% above MD
Renters paying 30%+of income on rent 48.9%±6.2Lowest MD: 51.5% 56%±12.6Highest MD: 51.5%
Cloverly and Annapolis are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 7.8%Highest MD: 9.4% 7.2%Lowest MD: 9.4%
Housing
Homeownersof occupied homes 62%Lowest MD: 67.6% 85.4%Highest MD: 67.6%
Typical home builtmedian year 1975Lowest 4 yrs older than MD 1983Highest 4 yrs newer than MD
Getting to work
Average commuteone way 30 minLowest 5% below MD 35 minHighest 12% above MD
Work from home 21%±2.4Lowest MD: 19.3% 28.2%±4.7Highest MD: 19.3%
Work in townworking residents 18.8%Highest 1.8%Lowest
Typical commute distancemedian, straight-line 17.3 miHighest 11.3 miLowest
Jobs per working residentover 1.5 = a job hub 1.56Highest 0.27Lowest
Top workplaceoutside town Parole (12%)Washington (16%)
Between these townsresidents who work in the others Few work in CloverlyFew work in Annapolis
Outdoors
Conserved landshare of the town 3.9%Lowest 28.3%Highest
Trailsmapped miles 4.3 miLowest 26.0 miHighest
Trail densitymiles per sq mi 0.5 miLowest 2.6 miHighest
Parks & preservesnamed on the map 6Lowest 15Highest
Street connectivityintersections per sq mi, a walkability measure 131Highest 36.8Lowest
Schools
Public school scoresrank in state, math + reading #189 of 235 in MD#36 of 235 in MD
School district Anne Arundel County Public SchoolsMontgomery County Public Schools
High school in town Phoenix AcademyJames Hubert Blake High
Students per teacherat that high school 1.7Lowest 17.1Highest
Maryland average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Annapolis neighborsTown Square →

Your question goes to Annapolis’s Town Square.

Cloverly neighborsTown Square →

Your question goes to Cloverly’s Town Square.

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Bordering Annapolis

A
+ Compare
Annapolis Neck12,032 people · $739K homes
P
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Parole17,229 people · $534K homes
N
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Naval Academy3,006 people

Towns like Annapolis

+ Compare
Gaithersburg69,825 people · $497K homes
+ Compare
Takoma Park17,632 people · $749K homes
+ Compare
Rockville67,671 people · $682K homes
+ Compare
Frederick83,395 people · $402K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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