A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Chula$1,210/mo

Typical home $202K (Zillow) · tax rate 0.92% · or rent about $581/mo · Housing →

Callao$1,370/mo

Typical home $234K (Zillow) · tax rate 0.72% · Housing →

The difference: $150 a month, about $1,900 a year, between Callao and Chula.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Missouri ranking list both towns are on. A grade is one measure; read the page behind it.

Schools

–ChulaNot graded CCallaoBetter than 31% of districts in the state

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

ChulaCallao

Snow a year14″19″

January low16°F 18°F

July high87°F 87°F

Growing season (days)187d 192d

Hazard risk (U.S. pctl)44th 61st

Outdoors & history

ChulaCallao

Settled—1858

National Register places—1

Archive photos—1

Famous people born here—1

Community

ChulaCallao

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

47 miles apart

Straight-line miles between town centers.

ChulaMO CallaoMO

Chula ↔ Callao47 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Missouri average

ChulaCallao

People

Population 159Lowest 263Highest

Median age 32.8±12.2Highest 16% below MO 32.4±10.7Lowest 17% below MO

Chula and Callao are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 28.9%±8.8Lowest MO: 22.3% 39.5%±14.3Highest MO: 22.3%

Callao and Chula are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 15.7%±16.4Highest MO: 17.9% 12.9%±9.2Lowest MO: 17.9%

Chula and Callao are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 6.4%Lowest MO: 32.4% 12%Highest MO: 32.4%

Enrolled in collegeshare of residents 4.4%±4Highest MO: 5.7% 1.5%±4.9Lowest MO: 5.7%

Chula and Callao are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $40,625±$12kHighest 43% below MO $39,063±$5kLowest 45% below MO

Chula and Callao are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $76,300±$11kLowest 67% below MO $80,000±$40kHighest 65% below MO

Callao and Chula are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $581±$28 44% below MO —

Property taxmedian, yearly $700Highest 64% below MO $575Lowest 70% below MO

Renters paying 30%+of income on rent 0%±100Lowest MO: 45.6% 55.6%±100Highest MO: 45.6%

Callao and Chula are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 27%Highest MO: 12.6% 18.6%Lowest MO: 12.6%

Housing

Homeownersof occupied homes 82.1%Highest MO: 68.1% 80%Lowest MO: 68.1%

Typical home builtmedian year 1958Highest 20 yrs older than MO 1954Lowest 24 yrs older than MO

Getting to work

Average commuteone way 24 minHighest about the MO average 18 minLowest 24% below MO

Work from home 1.6%±3.2Lowest MO: 13% 14.8%±15.2Highest MO: 13%

Callao and Chula are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 3.6%Highest 0%Lowest

Typical commute distancemedian, straight-line 70.8 miHighest 24.8 miLowest

Jobs per working residentover 1.5 = a job hub 0.31Lowest 0.76Highest

Top workplaceoutside town Chillicothe (27%)Macon (21%)

Between these townsresidents who work in the others Few work in CallaoFew work in Chula

Outdoors

Conserved landshare of the town 0% 0%

Trailsmapped miles 0.0 mi 0.0 mi

Trail densitymiles per sq mi 0.0 mi 0.0 mi

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 176Highest 94.9Lowest

Schools

School district —CALLAO C-8

High school in town —None in town

Missouri average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Chula neighborsTown Square →

Your question goes to Chula’s Town Square.

Callao neighborsTown Square →

Your question goes to Callao’s Town Square.

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Towns like Chula

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Amoret120 people · $65K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Chula vs Callao

Two towns, two different strengths

Where they differ most

A typical home costs $150 more a month in Callao

Grades and rankings, side by side

What daily life feels like in each

47 miles apart

What matters to you?

Ask the people who live there

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Towns like Chula

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