Natural hazards · Yampa

Yampa, CO natural hazards

Most of the natural-hazard damage FEMA expects in Yampa comes from avalanches, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yampa?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yampa to be higher than in 67% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches58%Inland flooding34%Everything else9%

By hazard

What Yampa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

58% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

34% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yampa flood?

FEMA's records show no paid flood insurance claims in Yampa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yampa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Routt County.

Disasters that hit Yampa

Federal disasters declared here

None of the disasters declared for Routt County shows FEMA aid or repair money reaching Yampa itself in FEMA’s records.

Brought FEMA money into YampaDeclared for Routt County only

Routt County has had 4 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yampa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yampa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Yampa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.