Natural hazards · Winter Park

Winter Park, CO natural hazards

Most of the natural-hazard damage FEMA expects in Winter Park comes from avalanches, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1983. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winter Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winter Park to be higher than in 64% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches72%Inland flooding20%Everything else8%

By hazard

What Winter Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

72% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once a year in the area

Inland flooding

20% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winter Park flood?

Every paid claim on a federal flood insurance policy in Winter Park, from FEMA’s records.

1paid claims since 1983

$6Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winter Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grand County.

Disasters that hit Winter Park

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Winter Park itself: aid to households, or repair grants to the Town of Winter Park.

Brought FEMA money into Winter ParkDeclared for Grand County only

2003

Snow

$10K to the Town of Winter Park for repairs

Grand County has had 6 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winter Park is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Winter Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Winter Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.