Natural hazards · Williamsburg

Williamsburg, CO natural hazards

Most of the natural-hazard damage FEMA expects in Williamsburg comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Williamsburg?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Williamsburg to be higher than in 92% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding69%Wildfire18%Lightning6%Everything else8%

By hazard

What Williamsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Wildfire

18% of expected damage

Well above average · higher than 98% of U.S. places

Lightning

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Williamsburg flood?

FEMA's records show no paid flood insurance claims in Williamsburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Williamsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fremont County.

Disasters that hit Williamsburg

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Williamsburg itself: aid to households, or repair grants to the Town of Williamsburg.

Brought FEMA money into WilliamsburgDeclared for Fremont County only

2015

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

$90K to the Town of Williamsburg for repairs

1999

Co-Flooding 4/30/99

$17K to the Town of Williamsburg for repairs

Fremont County has had 11 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Williamsburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Williamsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Williamsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.