Natural hazards · Wiley

Wiley, CO natural hazards

Most of the natural-hazard damage FEMA expects in Wiley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2002. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wiley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wiley to be higher than in 63% of U.S. communities, mostly from inland flooding and drought.

Inland flooding44%Drought24%Cold waves10%Lightning6%Hail6%Tornadoes5%Everything else5%

By hazard

What Wiley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Drought

24% of expected damage

Recorded about 73 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Below average · higher than 48% of U.S. places

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 8 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wiley flood?

Every paid claim on a federal flood insurance policy in Wiley, from FEMA’s records.

1paid claims since 2002

$7Kpaid to owners

0homes flooded more than once

20022026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wiley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prowers County.

Disasters that hit Wiley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wiley itself: aid to households, or repair grants to the Town of Wiley.

Brought FEMA money into WileyDeclared for Prowers County only

2006

Snow

$5K to the Town of Wiley for repairs

Prowers County has had 7 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wiley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wiley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wiley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.