Natural hazards · Wiggins

Wiggins, CO natural hazards

Most of the natural-hazard damage FEMA expects in Wiggins comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wiggins?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wiggins to be higher than in 65% of U.S. communities, mostly from inland flooding and hail.

Inland flooding40%Hail18%Cold waves17%Tornadoes14%Strong wind6%Everything else5%

By hazard

What Wiggins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Hail

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Cold waves

17% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Strong wind

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wiggins flood?

FEMA's records show no paid flood insurance claims in Wiggins.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wiggins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Wiggins

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wiggins itself: aid to households, or repair grants to the Town of Wiggins.

Brought FEMA money into WigginsDeclared for Morgan County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid

Morgan County has had 9 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wiggins is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wiggins’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wiggins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.