Natural hazards · Trail Side

Trail Side, CO natural hazards

Most of the natural-hazard damage FEMA expects in Trail Side comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trail Side?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trail Side to be higher than in 57% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves18%Tornadoes17%Hail13%Strong wind9%Everything else4%

By hazard

What Trail Side faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Hail

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trail Side flood?

FEMA's records show no paid flood insurance claims in Trail Side.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trail Side isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Trail Side

Federal disasters declared here

None of the disasters declared for Morgan County shows FEMA aid or repair money reaching Trail Side itself in FEMA’s records.

Brought FEMA money into Trail SideDeclared for Morgan County only

Morgan County has had 9 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trail Side is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Trail Side’s own flood-insurance community; household aid to the registrant’s city; repair grants to Trail Side. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.