Natural hazards · The Pinery

The Pinery, CO natural hazards

Most of the natural-hazard damage FEMA expects in The Pinery comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is The Pinery?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in The Pinery to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes10%Hail9%Lightning6%Everything else11%

By hazard

What The Pinery faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Hail

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Lightning

6% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does The Pinery flood?

FEMA's records show no paid flood insurance claims in The Pinery.

of homes in flood zones
are insured

of all homes
are insured

No community discount. The Pinery isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit The Pinery

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching The Pinery itself in FEMA’s records.

Brought FEMA money into The PineryDeclared for Douglas County only

Douglas County has had 11 natural disasters declared since 1953, most often floods and fires.

Around The Pinery

The Pinery and the towns around it

Very lowLowModerateHighVery high

The Pinerymostly inland floodingHigh

Castle Rockmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. The Pinery covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to The Pinery’s own flood-insurance community; household aid to the registrant’s city; repair grants to The Pinery. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across The Pinery total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.