Natural hazards · Telluride

Telluride, CO natural hazards

Most of the natural-hazard damage FEMA expects in Telluride comes from avalanches, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2007.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Telluride?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Telluride to be higher than in 87% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches57%Inland flooding40%Everything else4%

By hazard

What Telluride faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

57% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Inland flooding

40% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesCold wavesHeat wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Telluride flood?

Every paid claim on a federal flood insurance policy in Telluride, from FEMA’s records.

4paid claims since 2007

$89Kpaid to owners

0homes flooded more than once

20072026

of all homes
are insured

No community discount. Telluride isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Miguel County.

Disasters that hit Telluride

Federal disasters declared here

None of the disasters declared for San Miguel County shows FEMA aid or repair money reaching Telluride itself in FEMA’s records.

Brought FEMA money into TellurideDeclared for San Miguel County only

San Miguel County has had 7 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Telluride is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Telluride’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Telluride. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.