Natural hazards · Starkville

Starkville, CO natural hazards

Most of the natural-hazard damage FEMA expects in Starkville comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Starkville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Starkville to be higher than in 88% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding48%Wildfire38%Everything else14%

By hazard

What Starkville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Wildfire

38% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Starkville flood?

FEMA's records show no paid flood insurance claims in Starkville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Starkville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Las Animas County.

Disasters that hit Starkville

Federal disasters declared here

None of the disasters declared for Las Animas County shows FEMA aid or repair money reaching Starkville itself in FEMA’s records.

Brought FEMA money into StarkvilleDeclared for Las Animas County only

Las Animas County has had 9 natural disasters declared since 1953, most often fires and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Starkville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Starkville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Starkville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.