Sign inJoin
Housing in Somerset

A typical Somerset home is worth about $486,000

Up 2.7% in a year, 9% below the Colorado typical home.

Typical home value
$486K
▲ 2.7% in a year · CO $533K
Zillow
2-bedroom rent
$1,460
a month, utilities in · HUD
Price trend

Home values since 2023

Typical home value by month.

SomersetColorado
$450K$475K$500K$525K$550K$575K20242026
Show as a table
JanuarySomersetColorado
2024$456,000$549,000
2025$480,000$555,000
2026$476,000$542,000
August 2026$486,000$533,000
Then & now

A typical Somerset home worth $456K in December 2023 is worth about $486K today.

+$30K
+2.7%
past year
+6.6%
since 2023

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Affordability

What it takes to buy in Somerset

Try your own numbers below.

You could afford about
$393,000
Typical Somerset home $486K

That’s $94K short of a typical Somerset home.

The typical home, each month
$2,750
Loan $2,410Tax $200Insurance $140

A two-bedroom rents for about $1,460 a month here, $1,290 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Colorado typical property tax (0.48% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,460

Fair Market Rent a month, utilities included

Studio$1,090
1 bedroom$1,170
2 bedrooms$1,460
3 bedrooms$2,000
4 bedrooms$2,370

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Delta County, CO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Somerset buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Somerset still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to Somerset

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in