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Natural hazards · Silver Cliff

Silver Cliff, CO natural hazards

Most of the natural-hazard damage FEMA expects in Silver Cliff comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Silver Cliff?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Cliff to be higher than in 77% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding41%Lightning25%Wildfire23%Everything else12%
By hazard

What Silver Cliff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Lightning

25% of expected damage
Below average · higher than 40% of U.S. places

Wildfire

23% of expected damage
Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Silver Cliff flood?

FEMA's records show no paid flood insurance claims in Silver Cliff.

Disasters that hit Silver Cliff

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Silver Cliff itself: aid to households, or repair grants to the Town of Silver Cliff.

Brought FEMA money into Silver CliffDeclared for Custer County only
2006

Snow

$2K to the Town of Silver Cliff for repairs
2003

Snow

$4K to the Town of Silver Cliff for repairs
Custer County has had 12 natural disasters declared since 1953, most often fires and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Cliff is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Silver Cliff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Silver Cliff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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