Natural hazards · Silt

Silt, CO natural hazards

Most of the natural-hazard damage FEMA expects in Silt comes from avalanches, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silt?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silt to be higher than in 40% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches61%Inland flooding28%Everything else12%

By hazard

What Silt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

61% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once a year in the area

Inland flooding

28% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silt flood?

FEMA's records show no paid flood insurance claims in Silt.

of all homes
are insured

No community discount. Silt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garfield County.

Disasters that hit Silt

Federal disasters declared here

None of the disasters declared for Garfield County shows FEMA aid or repair money reaching Silt itself in FEMA’s records.

Brought FEMA money into SiltDeclared for Garfield County only

Garfield County has had 10 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Silt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Silt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.