Natural hazards · Shaw Heights

Shaw Heights, CO natural hazards

Most of the natural-hazard damage FEMA expects in Shaw Heights comes from hail, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shaw Heights?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shaw Heights to be higher than in 31% of U.S. communities, mostly from hail and cold waves.

Hail34%Cold waves23%Inland flooding20%Tornadoes12%Everything else12%

By hazard

What Shaw Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Cold waves

23% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Inland flooding

20% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 62% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shaw Heights flood?

FEMA's records show no paid flood insurance claims in Shaw Heights.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shaw Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Shaw Heights

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Shaw Heights itself in FEMA’s records.

Brought FEMA money into Shaw HeightsDeclared for Adams County only

Adams County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Shaw Heights

Shaw Heights and the towns around it

Very lowLowModerateHighVery high

Westminstermostly hailLow

Shaw Heightsmostly hailLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shaw Heights is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shaw Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to Shaw Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.