Natural hazards · Red Feather Lakes

Red Feather Lakes, CO natural hazards

Most of the natural-hazard damage FEMA expects in Red Feather Lakes comes from avalanches, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Feather Lakes?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Feather Lakes to be higher than in 83% of U.S. communities, mostly from avalanches and wildfires.

Avalanches61%Wildfire20%Inland flooding14%Everything else5%

By hazard

What Red Feather Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

61% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Wildfire

20% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

14% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Feather Lakes flood?

FEMA's records show no paid flood insurance claims in Red Feather Lakes.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Feather Lakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Larimer County.

Disasters that hit Red Feather Lakes

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Red Feather Lakes itself: aid to households, or repair grants to Red Feather Lakes.

Brought FEMA money into Red Feather LakesDeclared for Larimer County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

12 households applied for aid $3K aid approved

Larimer County has had 25 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Feather Lakes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Red Feather Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to Red Feather Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.