Natural hazards · Ramah

Ramah, CO natural hazards

Most of the natural-hazard damage FEMA expects in Ramah comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ramah?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ramah to be higher than in 76% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding46%Wildfire28%Tornadoes10%Hail7%Everything else9%

By hazard

What Ramah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 4 times a year in the area

Wildfire

28% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 7 years in the area

Hail

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ramah flood?

FEMA's records show no paid flood insurance claims in Ramah.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ramah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: El Paso County.

Disasters that hit Ramah

Federal disasters declared here

None of the disasters declared for El Paso County shows FEMA aid or repair money reaching Ramah itself in FEMA’s records.

Brought FEMA money into RamahDeclared for El Paso County only

El Paso County has had 16 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ramah is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ramah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ramah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.