Natural hazards · Placerville

Placerville, CO natural hazards

Most of the natural-hazard damage FEMA expects in Placerville comes from avalanches, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Placerville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Placerville to be higher than in 80% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches64%Inland flooding28%Everything else8%

By hazard

What Placerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

64% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Inland flooding

28% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesCold wavesHeat wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Placerville flood?

FEMA's records show no paid flood insurance claims in Placerville.

of all homes
are insured

No community discount. Placerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Miguel County.

Disasters that hit Placerville

Federal disasters declared here

None of the disasters declared for San Miguel County shows FEMA aid or repair money reaching Placerville itself in FEMA’s records.

Brought FEMA money into PlacervilleDeclared for San Miguel County only

San Miguel County has had 7 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Placerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Placerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Placerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.