Natural hazards · Penrose

Penrose, CO natural hazards

Most of the natural-hazard damage FEMA expects in Penrose comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Penrose?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Penrose to be higher than in 71% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding51%Wildfire25%Lightning8%Hail6%Everything else9%

By hazard

What Penrose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Wildfire

25% of expected damage

Well above average · higher than 98% of U.S. places

Lightning

8% of expected damage

Above average · higher than 68% of U.S. places

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Penrose flood?

FEMA's records show no paid flood insurance claims in Penrose.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Penrose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fremont County.

Disasters that hit Penrose

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Penrose itself: aid to households, or repair grants to Penrose.

Brought FEMA money into PenroseDeclared for Fremont County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

10 households applied for aid $9K aid approved

Fremont County has had 11 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Penrose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Penrose’s own flood-insurance community; household aid to the registrant’s city; repair grants to Penrose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.