Natural hazards · Paragon Estates

Paragon Estates, CO natural hazards

Most of the natural-hazard damage FEMA expects in Paragon Estates comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paragon Estates?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paragon Estates to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding60%Wildfire11%Tornadoes10%Hail9%Everything else11%

By hazard

What Paragon Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Wildfire

11% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 81% of U.S. places

Hail

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paragon Estates flood?

FEMA's records show no paid flood insurance claims in Paragon Estates.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paragon Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boulder County.

Disasters that hit Paragon Estates

Federal disasters declared here

None of the disasters declared for Boulder County shows FEMA aid or repair money reaching Paragon Estates itself in FEMA’s records.

Brought FEMA money into Paragon EstatesDeclared for Boulder County only

Boulder County has had 15 natural disasters declared since 1953, most often fires and floods.

Around Paragon Estates

Paragon Estates and the towns around it

Very lowLowModerateHighVery high

Paragon Estatesmostly inland floodingModerate

Louisvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paragon Estates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Paragon Estates’s own flood-insurance community; household aid to the registrant’s city; repair grants to Paragon Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.