Natural hazards · Olathe

Olathe, CO natural hazards

Most of the natural-hazard damage FEMA expects in Olathe comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Olathe?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Olathe to be higher than in 55% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding63%Avalanches21%Lightning6%Everything else11%

By hazard

What Olathe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Avalanches

21% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once a year in the area

Lightning

6% of expected damage

Below average · higher than 34% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Olathe flood?

FEMA's records show no paid flood insurance claims in Olathe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Olathe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montrose County.

Disasters that hit Olathe

Federal disasters declared here

None of the disasters declared for Montrose County shows FEMA aid or repair money reaching Olathe itself in FEMA’s records.

Brought FEMA money into OlatheDeclared for Montrose County only

Montrose County has had 7 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Olathe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Olathe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Olathe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.