Natural hazards · North La Junta

North La Junta, CO natural hazards

Most of the natural-hazard damage FEMA expects in North La Junta comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North La Junta?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North La Junta to be higher than in 75% of U.S. communities, mostly from inland flooding and drought.

Inland flooding54%Drought20%Cold waves7%Lightning6%Everything else14%

By hazard

What North La Junta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Drought

20% of expected damage

Recorded about 90 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Below average · higher than 41% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North La Junta flood?

FEMA's records show no paid flood insurance claims in North La Junta.

of all homes
are insured

No community discount. North La Junta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Otero County.

Disasters that hit North La Junta

Federal disasters declared here

None of the disasters declared for Otero County shows FEMA aid or repair money reaching North La Junta itself in FEMA’s records.

Brought FEMA money into North La JuntaDeclared for Otero County only

Otero County has had 7 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North La Junta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North La Junta’s own flood-insurance community; household aid to the registrant’s city; repair grants to North La Junta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.