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Natural hazards · Morrison

Morrison, CO natural hazards

Most of the natural-hazard damage FEMA expects in Morrison comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1983. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Morrison?

98
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morrison to be higher than in 98% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire61%Inland flooding23%Hail8%Everything else9%
By hazard

What Morrison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

61% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

23% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Hail

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 7 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Morrison flood?

Every paid claim on a federal flood insurance policy in Morrison, from FEMA’s records.

1paid claims since 1983
$1Kpaid to owners
0homes flooded more than once
19832026
of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Morrison is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Jefferson County.
Disasters that hit Morrison

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morrison itself: aid to households, or repair grants to the Town of Morrison.

Brought FEMA money into MorrisonDeclared for Jefferson County only
2013

Severe Storms, Flooding, Landslides, and Mudslides

9 households applied for aid $28K to the Town of Morrison for repairs
2006

Snow

$7K to the Town of Morrison for repairs
2003

Snow

$14K to the Town of Morrison for repairs
Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.
Around Morrison

Morrison and the towns around it

Lakewood: Moderate, mostly hailIndian Hills: Very high, mostly wildfiresApplewood: High, mostly inland floodingDenver: High, mostly inland floodingDakota Ridge: Moderate, mostly hailEdgewater: Moderate, mostly inland floodingWest Pleasant View: Moderate, mostly inland floodingWheat Ridge: Very high, mostly inland floodingEast Pleasant View: Moderate, mostly hailGolden: Moderate, mostly inland floodingMorrison: Very high, mostly wildfires MorrisonLakewoodIndian Hills
Very lowLowModerateHighVery high
Morrisonmostly wildfiresVery high
Indian Hillsmostly wildfiresVery high
Lakewoodmostly hailModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morrison is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Morrison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Morrison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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