Natural hazards · Monte Vista

Monte Vista, CO natural hazards

Most of the natural-hazard damage FEMA expects in Monte Vista comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monte Vista?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monte Vista to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves16%Lightning14%Earthquakes12%Everything else7%

By hazard

What Monte Vista faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 7 years in the area

Cold waves

16% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Lightning

14% of expected damage

Below average · higher than 46% of U.S. places

Earthquakes

12% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monte Vista flood?

FEMA's records show no paid flood insurance claims in Monte Vista.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monte Vista isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rio Grande County.

Disasters that hit Monte Vista

Federal disasters declared here

None of the disasters declared for Rio Grande County shows FEMA aid or repair money reaching Monte Vista itself in FEMA’s records.

Brought FEMA money into Monte VistaDeclared for Rio Grande County only

Rio Grande County has had 7 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monte Vista is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Monte Vista’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Monte Vista. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.