Natural hazards · Meridian

Meridian, CO natural hazards

Most of the natural-hazard damage FEMA expects in Meridian comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Meridian?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Meridian to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes22%Hail20%Lightning9%Strong wind5%Everything else11%

By hazard

What Meridian faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 87% of U.S. places

Hail

20% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Lightning

9% of expected damage

Well above average · higher than 84% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Meridian flood?

FEMA's records show no paid flood insurance claims in Meridian.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Meridian isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Meridian

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching Meridian itself in FEMA’s records.

Brought FEMA money into MeridianDeclared for Douglas County only

Douglas County has had 11 natural disasters declared since 1953, most often floods and fires.

Around Meridian

Meridian and the towns around it

Very lowLowModerateHighVery high

Lone Treemostly inland floodingVery low

Meridianmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Meridian is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Meridian’s own flood-insurance community; household aid to the registrant’s city; repair grants to Meridian. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.