Natural hazards · McClave

McClave, CO natural hazards

Most of the natural-hazard damage FEMA expects in McClave comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McClave?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McClave to be higher than in 64% of U.S. communities, mostly from inland flooding and drought.

Inland flooding36%Drought16%Hail15%Strong wind11%Cold waves9%Tornadoes6%Everything else8%

By hazard

What McClave faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Drought

16% of expected damage

Recorded about 119 times a year in the area

Hail

15% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McClave flood?

FEMA's records show no paid flood insurance claims in McClave.

of all homes
are insured

No community discount. McClave isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bent County.

Disasters that hit McClave

Federal disasters declared here

None of the disasters declared for Bent County shows FEMA aid or repair money reaching McClave itself in FEMA’s records.

Brought FEMA money into McClaveDeclared for Bent County only

Bent County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McClave is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McClave’s own flood-insurance community; household aid to the registrant’s city; repair grants to McClave. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.